Albany County and Guilderland Town property record for 42 Willow St, Guilderland, NY 12084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,533 sqft · built 1929 |
| Lot Size | 0.283 acres (12,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,800 (May 2001) |
| Tax Bill | $5,879 (2026) |
| Deeds & Mortgages | Mar 2023 Transfer Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 40.13-3-7 |
| Primary APN | 013089 40.13-3-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,533 sqft Living Area |
| 1st Floor Area | 1,022 sqft |
| Upper Floors Area | 511 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 12,350 sqft (0.283 acres) |
| Lot Dimensions | 140 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 192 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04001300030070000000 |
|---|---|
| Street Address | 42 WILLOW ST |
| City | GUILDERLAND |
| State | NY |
| Zip | 12084-9778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Block | 3 |
| Legal Lot Number | 7.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 14617 |
42 Willow St is owned and occupied by two individuals who acquired it in March 2023.
Source: Albany County and Guilderland Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 WILLOW ST, GUILDERLAND, NY 12084-9778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2023 | Intrafamily Transfer, Transfer |
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 26, 2018 | Deed of Trust, Mortgage · Line of Credit SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2001 · Amount on File |
| Deed Sale | May 23, 2001 · Amount on File |
| Deed Book / Page | 2681 / 900 |
| Last Transfer Date | Mar 20, 2023 |
| Transfer Doc | 0000000278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Mar 20, 2023 |
| Property Address | 42 WILLOW ST, GUILDERLAND, NY 12084-9778 |
| Document Number | 0000000278 |
| Instrument Date | Mar 20, 2023 |
| Instrument | R2023-5278 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 WILLOW ST, GUILDERLAND, NY 12084-9778 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 42 WILLOW ST, GUILDERLAND, NY 12084-9778 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | NETWORK TITLE AGENCY, NEW YORK TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 42 WILLOW ST, GUILDERLAND, NY 12084-9778 |
| Document Number | 0000007139 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | R2021-27139 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 42 WILLOW ST, GUILDERLAND, NY 12084-9778 |
| Document Number | 0000009796 |
| Instrument Date | Apr 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 42 WILLOW ST GUILDERLAND NY 120849778, GUILDERLAND, NY 12084-9778 |
| Document Number | 0000009796 |
|---|---|
| Date | May 7, 2018 |
| Instrument | 9796 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 6, 2043 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 42 Willow St was $5,879 with a homeowner's exemption, up 5.8% from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,879.00 (+5.78%) Homeowner's exemption | ||
| 2025 | $5,558.00 Homeowner's exemption | $196,000 Land $39,000 Building $157,000 | $261,333 Land $52,000 Building $209,333 |
| 2023 | $196,000 (-) Land $39,000 Building $157,000 | $230,588 (+7.06%) Land $45,882 Building $184,706 | |
| 2022 | $196,000 Land $39,000 Building $157,000 | $215,385 Land $42,857 Building $172,528 | |
| 2021 | $4,846.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Willow St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42 Willow St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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