41 Willow St, Guilderland, NY 12084 Property Records

Albany County and Guilderland Town property record for 41 Willow St, Guilderland, NY 12084

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,332 sqft · built 1929
Lot Size0.477 acres (20,800 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (Oct 2002)
Tax Bill$4,582 (2026)
Deeds & MortgagesJan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN013089 40.13-2-20

Property Details

APN / Parcel Number

Primary APN013089 40.13-2-20
Alternative APNs
  • 308904001300020200000000
  • 04001300020200000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,332 sqft Living Area
1st Floor Area888 sqft
Upper Floors Area444 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Architectural StyleBungalow
Exterior MaterialWood
Lot Area20,800 sqft (0.477 acres)
Lot Dimensions260 ft deep x 80 ft wide
Garage TypeMixed
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04001300020200000000
Street Address41 WILLOW ST
CityGUILDERLAND
StateNY
Zip12084-9753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Block2
Legal Lot Number20.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group1
Census Block1012
Census Tract14617

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address41 WILLOW ST, GUILDERLAND, NY 12084-9753
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2002 · Amount on Record
Deed SaleOct 22, 2002 · Amount on Record
Deed Book / Page2722 / 699
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address41 WILLOW ST, GUILDERLAND, NY 12084-9753
Document Number0000001607
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 WILLOW ST GUILDERLAND NY 120849753, GUILDERLAND, NY 12084-9753

Mortgage

Document Number0000001607
DateJan 21, 2020
Instrument1607
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 20, 2035
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,582.00 (+11.7%) Homeowner's exemption
2025$4,102.00 (+14.42%) Homeowner's exemption$150,000 (-) Land $30,000 Building $120,000$200,000 (+13.33%) Land $40,000 Building $160,000
2023$150,000 (-) Land $30,000 Building $120,000$176,471 (+7.06%) Land $35,294 Building $141,177
2022$150,000 Land $30,000 Building $120,000$164,835 Land $32,967 Building $131,868
2021$3,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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