Hampden County and Chicopee City property record for 43 Willow St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,782 sqft · built 2005 |
| Lot Size | 0.767 acres (33,403 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Jul 2019) |
| Tax Bill | $6,296 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 670-00037 |
| Primary APN | 670-00037 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,782 sqft Living Area |
| Gross Area | 3,111 sqft |
| 1st Floor Area | 757 sqft |
| Basement Area | 725 sqft |
| Unfinished Basement | 725 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,403 sqft (0.767 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 670-00037 |
|---|---|
| Street Address | 43 WILLOW ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-3065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 7 |
| Legal Subdivision | PROSPECT MDWS ASSOC SURV |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 811301 |
Source: Hampden County and Chicopee City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 43 WILLOW ST, CHICOPEE, MA 01020-3065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) POLISH NATIONAL CU |
| Jul 13, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 25, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2019 · Amount on Record |
| Deed Sale | Jul 25, 2019 · Amount on Record |
| Prior Sale | Oct 28, 2005 · Amount on Record |
| Deed Document Number | 201941076 |
| Deed Book / Page | 22771 / 216 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 43 WILLOW ST, CHICOPEE, MA 01020-3065 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024632-216 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 24632/216 |
| Instrument | 41684 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 43 WILLOW ST, CHICOPEE, MA 01020-3065 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22263-242 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 22263/242 |
| Instrument | 40207 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jul 25, 2019 |
| Property Address | 43 WILLOW ST, CHICOPEE, MA 01020-3065 |
| Document Number | 22771-216 |
| Book / Page | 22771 / 216 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 41076 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 MANOR HOUSE CT, HOLYOKE, MA 01040-1312 |
| Document Number | 41077 |
|---|---|
| Date | Jul 25, 2019 |
| Instrument | 41077 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,296.00 (+5.48%) | $415,300 (+2.7%) Land $123,800 Building $291,500 | $430,350 |
| 2024 | $5,969.00 (+7.59%) | $404,400 (+10.43%) Land $121,500 Building $282,900 | |
| 2023 | $5,548.00 | $366,200 Land $110,400 Building $255,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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