Hampden County and Chicopee City property record for 28 Willow St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,487 sqft · built 2004 |
| Lot Size | 0.234 acres (10,210 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $244,900 (May 2013) |
| Tax Bill | $5,826 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Jul 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 670-00032 |
| Primary APN | 670-00032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,487 sqft Living Area |
| Gross Area | 3,553 sqft |
| 1st Floor Area | 1,487 sqft |
| Basement Area | 1,487 sqft |
| Unfinished Basement | 1,487 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,210 sqft (0.234 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 670-00032 |
|---|---|
| Street Address | 28 WILLOW ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-3066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 7 |
| Legal Subdivision | PROSPECT MDW ASSOC SURV |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 811301 |
Source: Hampden County and Chicopee City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 WILLOW ST, CHICOPEE, MA 01020-3066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MAGNOLIA BANK |
| Jul 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Oct 28, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Aug 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MAGNOLIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2013 · Amount on Record |
| Deed Sale | May 17, 2013 · Amount on Record |
| Prior Sale | Jan 9, 2013 |
| Deed Book / Page | 19824 / 308 |
| Transfer Doc | 0000011135 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 28 WILLOW ST, CHICOPEE, MA 01020-3066 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 024048-174 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 24048/174 |
| Instrument | 55404 |
| Name | MAGNOLIA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 28 WILLOW ST, CHICOPEE, MA 01020-3066 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 023986-361 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 23986/361 |
| Instrument | 47177 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 28 WILLOW ST, CHICOPEE, MA 01020-3066 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025627-520 |
|---|---|
| Date | Oct 28, 2024 |
| Book Page | 25627/520 |
| Instrument | 50101 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 28 WILLOW ST, CHICOPEE, MA 01020-3066 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24048-174 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 24048/174 |
| Instrument | 55404 |
| Name | MAGNOLIA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,826.00 (+4.67%) | $384,300 (+1.91%) Land $110,900 Building $273,400 | $374,870 |
| 2024 | $5,566.00 (+7.89%) | $377,100 (+10.75%) Land $108,700 Building $268,400 | |
| 2023 | $5,159.00 | $340,500 Land $98,800 Building $241,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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