Hampden County and Chicopee City property record for 20 Willow St, Chicopee, MA 01020 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,240 sqft · built 2004 |
| Lot Size | 0.23 acres (10,022 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,000 (Apr 2004) |
| Tax Bill | $5,726 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 670-00031 |
| Primary APN | 670-00031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| Gross Area | 3,276 sqft |
| 1st Floor Area | 1,240 sqft |
| Basement Area | 1,240 sqft |
| Unfinished Basement | 1,240 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,022 sqft (0.23 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 670-00031 |
|---|---|
| Street Address | 20 WILLOW ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-3066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 811301 |
Source: Hampden County and Chicopee City records · APN 670-00031
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 WILLOW ST, CHICOPEE, MA 01020-3066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU |
| Oct 10, 2017 | Deed of Trust, Mortgage PEOPLESBANK (HOLYOKE) |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2004 · Amount on Record |
| Deed Sale | Apr 30, 2004 · Amount on Record |
| Deed Document Number | 200415042 |
| Deed Book / Page | 14137 / 263 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 20 WILLOW ST, CHICOPEE, MA 01020-3066 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 24138-302 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 24138/302 |
| Instrument | 67016 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 20 WILLOW ST, CHICOPEE, MA 01020-3066 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21893-60 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 21893/60 |
| Instrument | 59448 |
| Name | PEOPLESBANK (HOLYOKE) |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Oct 01, 2037 |
Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,726.00 (+5.59%) | $377,700 (+2.8%) Land $110,800 Building $266,900 | $334,115 |
| 2024 | $5,423.00 (+8.01%) | $367,400 (+10.86%) Land $108,600 Building $258,800 | |
| 2023 | $5,021.00 | $331,400 Land $98,700 Building $232,700 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 4% of the US · above 8% of Massachusetts |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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