43 Willard Ave, Bedford, OH 44146 Property Records

Cuyahoga County property record for 43 Willard Ave, Bedford, OH 44146

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,208 sqft · built 1956
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Oct 2018)
Tax Bill	$3,828 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`811-28-011`

Property Details

APN / Parcel Number

Primary APN	`811-28-011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft
Basement Area	1,208 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	43 WILLARD AVE
City	BEDFORD
State	OH
Zip	44146-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	26 WILLARD 0010 ALL
Legal Subdivision	WILLARD DEV COMPANYS
Legal Lot Number	10
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1003
Census Tract	132100

Owner

Source: Cuyahoga County records · APN 811-28-011

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	43 WILLARD AVE, BEDFORD, OH 44146-2217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2018 · Amount on Record
Deed Sale	Oct 15, 2018 · Amount on Record
Prior Sale	Oct 15, 1998
Deed Document Number	0010150714
Record Updated	Jun 08, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Oct 15, 2018
Property Address	43 WILLARD AVE, BEDFORD, OH 44146-2217
Document Number	0010150714
Instrument Date	Oct 05, 2018
Instrument	10150714
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	NOVA TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 WILLARD AVE BEDFORD OH 441462217, BEDFORD, OH 44146-2217

Mortgage

Document Number	10150715
Date	Oct 15, 2018
Instrument	10150715

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Tax Assessment & Valuation

Source: Cuyahoga County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Bedford City
Unified School District	Bedford City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,828.00 (+9.18%) Homeowner's exemption	$49,320 (-) Land $9,630 Building $39,690
2024	$3,506.00 (+14.8%) Homeowner's exemption	$49,320 (+56.52%) Land $9,630 Building $39,690	$140,900 (+56.56%) Land $27,500 Building $113,400
2023	$3,054.00 (+20.95%) Homeowner's exemption	$31,510 (-) Land $7,040 Building $24,470
2022	$2,525.00 Homeowner's exemption	$31,510 Land $7,040 Building $24,470
2021			$90,000 Land $20,100 Building $69,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2014 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
PCs for People Fixed Wireless	100 / 100

May also be available: Cogeco Cable Holdings II.

Based on FCC filings for 500 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BEDFORD CITY PWS serves 13,149 people
Water Source	Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.