Cuyahoga County property record for 39 Willard Ave, Bedford, OH 44146 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,806 sqft · built 1955 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $89,000 (Oct 2017) |
| Tax Bill | $4,482 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Nov 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 811-28-010 |
| Primary APN | 811-28-010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,806 sqft Living Area |
| Gross Area | 3,130 sqft |
| 1st Floor Area | 1,204 sqft |
| 2nd Floor Area | 602 sqft |
| Basement Area | 1,204 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 120 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 39 WILLARD AVE |
|---|---|
| City | BEDFORD |
| State | OH |
| Zip | 44146-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 26 WILLARD 0009 ALL |
| Legal Subdivision | WILLARD |
| Legal Lot Number | 9 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 132100 |
Source: Cuyahoga County records · APN 811-28-010
Assessment roll updated March 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 WILLARD AVE, BEDFORD, OH 44146-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Apr 26, 2022 | Deed of Trust, Mortgage DOLLAR BANK FSB |
| Nov 30, 2018 | Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY |
| Oct 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 13, 2017 · Amount on Record |
| Deed Sale | Oct 13, 2017 · Amount on Record |
| Prior Sale | Oct 17, 2000 · Amount on Record |
| Deed Document Number | 2017659 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 39 WILLARD AVE, BEDFORD, OH 44146-2217 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Title Company | FINANCIAL DIMENSIONS INC |
| Name | Verified Name |
|---|---|
| Address | 39 WILLARD AVE, CLEVELAND, OH 44146-2217 |
| Document Number | 0000000408 |
|---|---|
| Date | Apr 26, 2022 |
| Instrument | 202204260408 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 39 WILLARD AVE, BEDFORD, OH 44146-2217 |
| Document Number | 0012310151 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 39 WILLARD AVE BEDFORD OH 441462217, BEDFORD, OH 44146-2217 |
| Document Number | 0012310151 |
|---|---|
| Date | Dec 31, 2018 |
| Instrument | 12310151 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | COLUMBUS, OH 43215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Oct 13, 2017 |
| Property Address | 39 WILLARD AVE, BEDFORD, OH 44146-2217 |
| Document Number | 0010130659 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 10130659 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2017 |
| Title Company | GREATER CLEVELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $356.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 39 WILLARD AVE BEDFORD OH 441462217, BEDFORD, OH 44146-2217 |
| Document Number | 10130660 |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 10130660 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 12, 2047 |
| Document Number | 10130661, |
|---|---|
| Date | Oct 13, 2017 |
| Instrument | 10130661 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | CLEVELAND, OH 44115 |
| Amount | Amount Recorded |
|---|
Source: Cuyahoga County records · Assessment roll updated March 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Bedford City |
| Unified School District | Bedford City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,482.00 (+8.1%) Homeowner's exemption | $58,310 (-0.02%) Land $9,625 Building $48,685 | $166,600 (-) Land $27,500 Building $139,100 |
| 2024 | $4,146.00 (+19.93%) Homeowner's exemption | $58,320 (+50.5%) Land $9,630 Building $48,690 | $166,600 (+50.5%) Land $27,500 Building $139,100 |
| 2023 | $3,457.00 (+7.76%) Homeowner's exemption | $38,750 (-) Land $7,110 Building $31,640 | |
| 2022 | $3,208.00 Homeowner's exemption | $38,750 Land $7,110 Building $31,640 | |
| 2021 | $110,700 Land $20,300 Building $90,400 |
Source: FEMA National Flood Hazard Layer, Cuyahoga County (39035C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390351321001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 2 (2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2014, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 500 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| PCs for People | Fixed Wireless (licensed-by-rule) | 100 / 100 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Cogeco Cable Holdings II, AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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