31 Willard Ave, Bedford, OH 44146 Property Records

Cuyahoga County property record for 31 Willard Ave, Bedford, OH 44146

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1955
Lot Size	0.172 acres (7,500 sqft)
Owner	Owner Name on File
Last Sale	$79,000 (May 2010)
Tax Bill	$4,110 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`811-28-008`

Property Details

APN / Parcel Number

Primary APN	`811-28-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,180 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Mixed
Garage Area	280 sqft
Carport	Carport
Carport Area	1 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	31 WILLARD AVE
City	BEDFORD
State	OH
Zip	44146-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	26 WILLARD 0007 ALL
Legal Subdivision	WILLARD DEV COS WILLARD
Legal Lot Number	7
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1003
Census Tract	132100

Owner

The current owner of 31 Willard Ave bought it in May 2010.

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	31 WILLARD AVE, BEDFORD, OH 44146-2217
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jul 1, 2018	Loan Modification, Mortgage · FHA Mortgage JPMORGAN CHASE BK NA

Assessor's Deed Record

Last Sale	May 12, 2010 · Amount on File
Deed Sale	May 12, 2010 · Amount on File
Prior Sale	Aug 26, 2009 · Amount on File
Deed Document Number	0005120403
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	31 WILLARD AVE, BEDFORD, OH 44146-2217
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 WILLARD AVE, BEDFORD, OH 44146-2217

Mortgage

Document Number	0000000490
Date	Dec 14, 2021
Instrument	202112140490

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	318 Months
Due	Jun 1, 2048

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUYAHOGA OH
Property Address	31 WILLARD AVE, BEDFORD, OH 44146-2217
Document Number	0007050047
Instrument Date	Jul 1, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 WILLARD AVE BEDFORD OH 441462217, BEDFORD, OH 44146-2217

Mortgage

Document Number	0007050047
Date	Jul 5, 2018
Instrument	7050047

Lender

Name	JPMORGAN CHASE BK NA
Address	MONROE, LA 71203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2048

Interest

Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 31 Willard Ave was $4,110 with a homeowner's exemption, up 8.7% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Bedford City
Unified School District	Bedford City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,110.00 (+8.67%) Homeowner's exemption	$53,210 (-) Land $9,630 Building $43,580
2024	$3,782.00 (+15.06%) Homeowner's exemption	$53,210 (+44.91%) Land $9,630 Building $43,580	$152,000 Land $27,500 Building $124,500
2023	$3,287.00 (+13.07%) Homeowner's exemption	$36,720 (-) Land $7,110 Building $29,610
2022	$2,907.00 Homeowner's exemption	$36,720 Land $7,110 Building $29,610
2021			$104,900 Land $20,300 Building $84,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31 Willard Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 Willard Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY PWS serves 13,149 people · EPA ID OH1800003
Water Source	Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
PCs for People Fixed Wireless	100 / 100

May also be available: Breezeline.

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