43 Watson Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 43 Watson Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,909 sqft · built 2000
Lot Size	0.02 acres (887 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Aug 2025)
Tax Bill	$7,133 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-00142-01-00004`

Property Details

APN / Parcel Number

Primary APN	`21-00142-01-00004`
Alternative APNs	`21 00142-01-00004-0000-C1000` `2100142000100004 C1000` `05721004`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,909 sqft Living Area
1st Floor Area	725 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	887 sqft (0.02 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	05721004
Street Address	43 WATSON CT
City	HOWELL
State	NJ
Zip	07731-5022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HC
Legal Subdivision	ADELPHIA GREENS CONDO BLDG #1
Legal Block	142.1
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3002
Census Tract	811101

Owner

43 Watson Ct is owned and occupied by two individuals who bought it in August 2025.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 WATSON CT, HOWELL, NJ 07731-5022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Deed, Transfer · Conventional Mortgage US BANK NA
Apr 29, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2025 · Amount on File
Deed Sale	Aug 11, 2025 · Amount on File
Prior Sale	Jan 13, 2021 · Amount on File
Deed Document Number	202562675
Deed Book / Page	9750 / 6165
Record Updated	Oct 29, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 11, 2025
Property Address	43 WATSON CT, HOWELL, NJ 07731-5022
Document Number	0097506165
Book / Page	9750 / 6165
Instrument Date	Jul 29, 2025
Instrument	2025062675
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	UNKNOWN, SEBER TITLE & STLMT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 DERBY DR, FREEHOLD, NJ 07728-2709

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	43 WATSON CT, HOWELL, NJ 07731-5022

Mortgage

Document Number	2025062676
Date	Aug 11, 2025
Instrument	2025062676

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	43 WATSON CT, HOWELL, NJ 07731-5022
Document Number	0000047992
Instrument Date	Apr 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 WATSON CT HOWELL NJ 077315022, HOWELL, NJ 07731-5022

Mortgage

Document Number	0000047992
Date	May 15, 2017
Book Page	009227/001105
Instrument	47992

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	May 14, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 43 Watson Ct was $7,133, up 6.8% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$513,000 (+21.77%) Land $210,000 Building $303,000	$513,000 (+21.77%) Land $210,000 Building $303,000
2025	$7,133.00 (+6.83%)	$421,300 Land $177,000 Building $244,300	$421,300 Land $177,000 Building $244,300
2024	$6,677.00
2023		$352,200 Land $118,000 Building $234,200	$352,200 Land $118,000 Building $234,200
2022	$6,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Watson Ct in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1989–1996)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Watson Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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