Monmouth County and Howell Township property record for 42 Watson Ct, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,854 sqft · built 2000 |
| Lot Size | 0.025 acres (1,080 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Jan 2018) |
| Tax Bill | $6,973 (2025) |
| Deeds & Mortgages | Jan 2025 Second Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00142-01-00006 |
| Primary APN | 21-00142-01-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,854 sqft Living Area |
| 1st Floor Area | 704 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 1,080 sqft (0.025 acres) |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 05721006 |
|---|---|
| Street Address | 42 WATSON CT |
| City | HOWELL |
| State | NJ |
| Zip | 07731-5022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HC |
| Legal Description | ADELPHIA GREENS BLDG 1 UNIT 6 |
| Legal Subdivision | ADELPHIA GREENS CONDO BLDG 01 |
| Legal Block | 142.1 |
| Legal Lot Number | 6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 811101 |
42 Watson Ct is owned and occupied by two individuals who bought it in January 2018.
Source: Monmouth County and Howell Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 WATSON CT, HOWELL, NJ 07731-5022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jan 8, 2018 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2018 · Amount on File |
| Deed Sale | Jan 8, 2018 · Amount on File |
| Prior Sale | Jan 2, 2001 · Amount on File |
| Deed Document Number | 20181281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 42 WATSON CT, HOWELL, NJ 07731-5022 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | UNKNOWN, AMROCK LLC RESIDENTIAL |
| Name | Verified Name |
|---|
| Document Number | 0097215757 |
|---|---|
| Date | Jan 15, 2025 |
| Book Page | 9721/5757 |
| Instrument | 2025004118 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 8, 2018 |
| Property Address | 42 WATSON CT, HOWELL, NJ 07731-5022 |
| Document Number | 0000001281 |
| Book / Page | 009266 / 002026 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 1281 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2018 |
| Title Company | UNITAS TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $245.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 WATSON CT HOWELL NJ 077315022, HOWELL, NJ 07731-5022 |
| Document Number | 1282 |
|---|---|
| Date | Jan 8, 2018 |
| Book Page | 009266/002031 |
| Instrument | 1282 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 7, 2048 |
The 2025 property tax bill for 42 Watson Ct was $6,973, up 7% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $447,100 (+8.55%) Land $210,000 Building $237,100 | $447,100 (+8.55%) Land $210,000 Building $237,100 | |
| 2025 | $6,973.00 (+7.01%) | $411,900 Land $177,000 Building $234,900 | $411,900 Land $177,000 Building $234,900 |
| 2024 | $6,516.00 | ||
| 2023 | $340,900 Land $118,000 Building $222,900 | $340,900 Land $118,000 Building $222,900 | |
| 2022 | $5,974.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 Watson Ct in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 10 (1989–1996) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | Oct 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42 Watson Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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