41 Watson Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 41 Watson Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,854 sqft · built 2000
Lot Size	0.025 acres (1,080 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jan 2006)
Tax Bill	$7,092 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00142-01-00003`

Property Details

APN / Parcel Number

Primary APN	`21-00142-01-00003`
Alternative APNs	`21 00142-01-00003-0000-C1000` `2100142000100003 C1000` `05721003`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,854 sqft Living Area
1st Floor Area	704 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	1,080 sqft (0.025 acres)
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	05721003
Street Address	41 WATSON CT
City	HOWELL
State	NJ
Zip	07731-5022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HC
Legal Description	ADELPHIA GREENS BLDG 1 UNIT 3
Legal Subdivision	ADELPHIA GREENS CONDO BLDG 01
Legal Block	142.1
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	3
Census Block	3002
Census Tract	811101

Owner

Source: Monmouth County and Howell Township records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	41 WATSON CT, HOWELL, NJ 07731-5022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
Jul 29, 2021	Deed of Trust, Mortgage · FHA Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
Mar 19, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 4, 2019	Loan Modification, Mortgage · FHA Mortgage FIRST GNTY MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2006 · Amount on Record
Deed Sale	Jan 30, 2006 · Amount on Record
Prior Sale	Feb 23, 2001 · Amount on Record
Deed Book / Page	8537 / 299
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	41 WATSON CT, HOWELL, NJ 07731-5022
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 WATSON CT, HOWELL, NJ 07731-5022

Mortgage

Document Number	0095709797
Date	Jan 11, 2022
Book Page	9570/9797
Instrument	2022003334

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	41 WATSON CT, HOWELL, NJ 07731-5022
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 WATSON CT, HOWELL, NJ 07731-5022

Mortgage

Document Number	0095314689
Date	Jul 29, 2021
Book Page	9531/4689
Instrument	2021115816

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	DALLAS, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Dec 1, 2049

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	41 WATSON CT, HOWELL, NJ 07731-5022
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 WATSON CT, HOWELL, NJ 07731-5022

Mortgage

Document Number	0096814647
Date	Mar 19, 2024
Book Page	9681/4647
Instrument	2024018348

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONMOUTH NJ
Property Address	41 WATSON CT, HOWELL, NJ 07731-5022
Document Number	0000031122
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 WATSON CT HOWELL NJ 077315022, HOWELL, NJ 07731-5022

Mortgage

Document Number	0000031122
Date	Mar 19, 2020
Book Page	009403/005312
Instrument	31122

Lender

Name	FIRST GNTY MTG CORP
Address	FARMERS BRANCH, TX 75234

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,200 (+8.43%) Land $210,000 Building $244,200	$454,200 (+8.43%) Land $210,000 Building $244,200
2025	$7,092.00 (+6.86%)	$418,900 (+19.69%) Land $177,000 Building $241,900	$418,900 (+19.69%) Land $177,000 Building $241,900
2024	$6,637.00 (+3.57%)
2023	$6,408.00 (+4.18%)	$350,000 Land $118,000 Building $232,000	$350,000 Land $118,000 Building $232,000
2022	$6,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1989–1996)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Oct 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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