43 W Main St, Merced, CA 95340 Property Records

Merced County property record for 43 W Main St, Merced, CA 95340

Property Summary

Property TypeCommercial
Lot Size0.107 acres (4,650 sqft)
OwnerIndividual Name on Record
Last Sale$71,000 (May 2000)
Tax Bill$2,304 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone AO (high risk)
APN031-163-012-000

Property Details

APN / Parcel Number

Primary APN031-163-012-000
Alternative APN
  • 031-163-012

Exterior

Lot Area4,650 sqft (0.107 acres)

Location & Zoning

Old Parcel Number031-163-012
Street Address43 W MAIN ST
CityMERCED
StateCA
Zip95340-4928
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCC
Legal DescriptionMERCED LOT 11 BLK 158 LESS NW 19 FT
Legal SubdivisionMERCED
Legal Block158
Legal Lot Number11
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group3
Census Block3039
Census Tract1302

Owner

Source: Merced County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 W MAIN ST, MERCED, CA 95340-4928
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2000 · Amount on Record
Deed SaleMay 16, 2000 · Amount on Record
Deed Document Number200015751
Deed Book / Page4006 / 6
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Recording DateSep 4, 2026
Property Address43 W MAIN ST, MERCED, CA 95340-4928
Document Number0000023901
Instrument DateSep 1, 2026
Instrument202623901
Transaction TypeMortgage
Record UpdatedOct 9, 2026
Title CompanyTITLE SERVICES, AMT TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3372 CANTERBURY CT, MERCED, CA 95340-0779

Mortgage

Document Number0000023901,
DateSep 4, 2026
Instrument202623901
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$165,958 (+1.77%) Land $50,151 Building $115,807
2025$2,304.00 (+6.57%)$163,073 (+4.69%) Land $49,168 Building $113,905
2023$2,162.00 (+34.2%)$155,764 Land $47,259 Building $108,505
2022$1,611.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 59 policies
Nearby Flood Policies59 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Ayera Technologies, GeoLinks, T-Mobile, Verizon.

Nearby Properties on W Main St

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