28 W Main St, Merced, CA 95340 Property Records

Merced County property record for 28 W Main St, Merced, CA 95340

Property Summary

Property Type	Commercial
Lot Size	0.344 acres (15,000 sqft)
Owner	Company Name on Record
Last Sale	$477,500 (Nov 2016)
Tax Bill	$7,125 (2025)
Deeds & Mortgages	Jan 2021 Transfer Jan 2021 Transfer + 1 more
Flood Zone	Zone AO (high risk)
APN	`031-164-015-000`

Property Details

APN / Parcel Number

Primary APN	`031-164-015-000`
Alternative APN	`031-164-015`

Exterior

Lot Area	15,000 sqft (0.344 acres)

Location & Zoning

Old Parcel Number	031-164-015
Street Address	28 W MAIN ST
City	MERCED
State	CA
Zip	95340-4929
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CC
Legal Description	MERCED LOTS 3 & 4 BLK 190
Legal Subdivision	MERCED
Legal Block	190
Legal Lot Number	3,4
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3040
Census Tract	1302

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 236, COULTERVILLE, CA 95311-0236
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Affidavit of Death, Transfer ATTORNEY ONLY
Jan 8, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 20, 2017	Deed of Trust, Mortgage WAYNE & MARY GOSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2016 · Amount on Record
Deed Sale	Nov 1, 2016 · Amount on Record
Prior Sale	Mar 23, 2005 · Amount on Record
Deed Document Number	201637785
Last Transfer Date	Dec 18, 2020
Transfer Doc	0000000941
Record Updated	Oct 29, 2026

January 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Jan 8, 2021
Property Address	28 W MAIN ST, MERCED, CA 95340-4929
Document Number	0000000936
Instrument Date	Dec 16, 2020
Instrument	936
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 236 COULTERVILLE CA 953110236, COULTERVILLE, CA 95311-0236

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jan 8, 2021
Property Address	28 W MAIN ST, MERCED, CA 95340-4929
Document Number	0000000941
Instrument Date	Dec 16, 2020
Instrument	941
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 236 COULTERVILLE CA 953110236, COULTERVILLE, CA 95311-0236

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	28 W MAIN ST, MERCED, CA 95340-4929
Document Number	0000009183
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	May 5, 2017
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 236 COULTERVILLE CA 953110236, COULTERVILLE, CA 95311-0236

Mortgage

Document Number	0000009183
Date	Mar 23, 2017
Instrument	9183

Lender

Name	WAYNE & MARY GOSE
Address	3200 SHANNON AVE, MERCED, CA 95340-1629

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$565,256 (+2%) Land $159,809 Building $405,447
2025	$7,125.00 (+5.24%)	$554,174 (+4.04%) Land $156,676 Building $397,498
2024	$6,770.00 (+1.21%)
2023	$6,689.00 (+13.7%)	$532,656 Land $150,593 Building $382,063
2022	$5,883.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 59 policies
Nearby Flood Policies	59 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks.

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