2 W Main St, Merced, CA 95340 Property Records

Merced County property record for 2 W Main St, Merced, CA 95340 · Last verified August 2026

Property Highlights

Property Type	Commercial > Retail
Bathrooms	3 Baths
Year Built	Built 1947
Square Footage	3,460 sqft
Lot Size	15,000 sqft (0.344 acres)
Last Sale	$735,000 (2024)
Tax Bill	$9,235.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`031-164-014-000`
Alternative APN	`031-164-014`

Interior

Full Baths	3 Baths
Building Area	3,460 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	15,000 sqft (0.344 acres)

Utilities and HVAC

Cooling System	Wall Unit Cooling
Heating System	Floor/Wall Furnace Heating

Location & Zoning

Old Parcel Number	031-164-014
Street Address	2 W MAIN ST
City	MERCED
State	CA
Zip	95340-4929
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	MERCED LOTS 1&2 BLK 190
Legal Subdivision	MERCED
Legal Block	190
Legal Lot Number	1,2
Jurisdiction	MERCED CA
Minor Civil Division	MERCED
Census Blockgroup	3
Census Block	3040
Census Tract	1302

Owner

Source: Merced County records · APN 031-164-014-000

Assessment roll updated July 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3057 S HIGUERA ST, 205, SAN LUIS OBISPO, CA 93401-6655
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 05, 2024 · Amount on Record
Deed Sale	Apr 05, 2024 · Amount on Record
Deed Doc Number	20247696
Prior Transfer Date	Mar 29, 2024
Prior Transfer Doc	0000007694
Record Refreshed	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2 W MAIN ST, MERCED, CA 95340-4929
Transaction Type	Mortgage
Record Updated	May 20, 2024
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5823 N RIO BONITO CT, MERCED, CA 95340-9183

Mortgage

Document Number	0000007697
Date	Apr 05, 2024
Instrument	2024007697

Lender

Name	MURIL N CLIFT & VICKI L CLIFT TRUSTEES O
Type	Private Party
Address	3057 S HIGUERA ST, SAN LUIS OBISPO, CA 93401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,831.00 (+17.28%)	$749,700 (+20.85%) Land $229,500 Building $520,200
2024	$9,235.00 (+1.01%)
2023	$9,143.00 (+34.22%)	$620,336 Land $186,099 Building $434,237
2022	$6,812.00

Flood & Wildfire

2 W Main St is in FEMA Zone AO, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Merced County (06047C), updated October 4, 2022

FEMA Flood Zone	Zone AO 1% annual chance, sheet flow 1–3 ft
Special Flood Hazard Area	Yes flood insurance required for federally backed mortgages
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.