Cumberland Town property record for 43 Valley Stream Dr, Cumberland, RI 02864 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1999 |
| Square Footage | 2,212 sqft Living Area |
| Lot Size | 16,117 sqft (0.37 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $418,000 (2015) |
| Tax Bill | $6,517.00 (2025) |
| Primary APN | 9152-75 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,212 sqft Living Area |
| Gross Area | 5,378 sqft Gross Area |
| 1st Floor | 1,092 sqft 1st Floor |
| Attic Area | 980 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 1,092 sqft Basement |
| Unfinished Basement | 1,092 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 16,117 sqft (0.37 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 9152-75 |
|---|---|
| Street Address | 43 VALLEY STREAM DR |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-5052 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 377 |
| Jurisdiction | CUMBERLAND RI |
| Minor Civil Division | CUMBERLAND |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 11301 |
Source: Cumberland Town records · APN 9152-75
Assessment roll updated June 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 VALLEY STREAM DR, CUMBERLAND, RI 02864-5052 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Mar 19, 2024 | Deed of Trust, Mortgage · Stand Alone Refinance NAVIGANT CREDIT UNION |
| May 15, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance NAVIGANT CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2015 · Amount on Record |
| Deed Sale | Jun 29, 2015 · Amount on Record |
| Prior Sale | Jun 14, 1999 · Amount on Record |
| Deed Book / Page | 1682 / 615 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 43 VALLEY STREAM DR, CUMBERLAND, RI 02864-5052 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001974-353 |
|---|---|
| Date | Mar 19, 2024 |
| Book Page | 1974/353 |
| Instrument | 143129 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 43 VALLEY STREAM DR, CUMBERLAND, RI 02864-5052 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1838-779 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 1838/779 |
| Instrument | 113985 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2035 |
Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,517.00 (+5.61%) | $531,100 (-) Land $157,500 Building $373,600 |
| 2023 | $6,171.00 (+2.76%) | $531,100 (+32.58%) Land $157,500 Building $373,600 |
| 2022 | $6,005.00 | $400,600 Land $122,500 Building $278,100 |
Source: FEMA National Flood Hazard Layer, County delivery 44007C updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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