40 Valley Stream Dr, Cumberland, RI 02864 Property Records

Cumberland Town property record for 40 Valley Stream Dr, Cumberland, RI 02864 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,818 sqft · built 2001
Lot Size	0.477 acres (20,778 sqft)
Owner	Individual Name on File
Last Sale	$381,000 (Dec 2016)
Tax Bill	$7,318 (2025)
Deeds & Mortgages	Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`9196-10`

Property Details

APN / Parcel Number

Primary APN	`9196-10`
Alternative APN	`CUMB M:039 B:0385 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,818 sqft Living Area
Gross Area	5,868 sqft
1st Floor Area	1,550 sqft
Attic	Attic
Attic Area	930 sqft
Basement Area	1,282 sqft
Unfinished Basement	1,282 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,778 sqft (0.477 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9196-10
Street Address	40 VALLEY STREAM DR
City	CUMBERLAND
State	RI
Zip	02864-5053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	385
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	3
Census Block	3014
Census Tract	11301

Owner

Source: Cumberland Town records · APN 9196-10

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 VALLEY STREAM DR, CUMBERLAND, RI 02864-5053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 2016 · Amount on Record
Deed Sale	Dec 15, 2016 · Amount on Record
Deed Book / Page	1730 / 678
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	40 VALLEY STREAM DR, CUMBERLAND, RI 02864-5053
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1854-793
Date	Sep 16, 2020
Book Page	1854/793
Instrument	117203

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,318.00 (+5.6%)	$596,400 (-) Land $161,300 Building $435,100
2023	$6,930.00 (+1.27%)	$596,400 (+30.65%) Land $161,300 Building $435,100
2022	$6,843.00	$456,500 Land $125,500 Building $331,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.