Cumberland Town property record for 39 Valley Stream Dr, Cumberland, RI 02864 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1999 |
| Square Footage | 2,705 sqft Living Area |
| Lot Size | 19,994 sqft (0.459 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $780,000 (2024) |
| Tax Bill | $7,253.00 (2025) |
| Primary APN | 3-0020-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,705 sqft Living Area |
| Gross Area | 6,202 sqft Gross Area |
| 1st Floor | 1,392 sqft 1st Floor |
| Attic Area | 1,176 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 1,392 sqft Basement |
| Unfinished Basement | 1,392 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 19,994 sqft (0.459 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 3-0020-15 |
|---|---|
| Street Address | 39 VALLEY STREAM DR |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-5052 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 379 |
| Jurisdiction | CUMBERLAND RI |
| Minor Civil Division | CUMBERLAND |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 11301 |
Source: Cumberland Town records · APN 3-0020-15
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 VALLEY STREAM DR, CUMBERLAND, RI 02864-5052 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 03, 2025 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) TD BANK NA |
| Nov 14, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LP CARDIN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2024 · Amount on Record |
| Deed Sale | May 22, 2024 · Amount on Record |
| Prior Sale | Sep 28, 2015 · Amount on Record |
| Deed Doc Number | 2024144013 |
| Deed Book / Page | 1978 / 168 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 39 VALLEY STREAM DR, CUMBERLAND, RI 02864-5052 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001995-808 |
|---|---|
| Date | Feb 03, 2025 |
| Book Page | 1995/808 |
| Instrument | 147840 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Type Change Date | Mar 01, 2032 |
| Index | Other |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 39 VALLEY STREAM DR, CUMBERLAND, RI 02864-5052 |
| Document Number | 1790-525 |
| Instrument Date | Nov 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Address | 39 VALLEY STREAM DR CUMBERLAND RI 028645052, CUMBERLAND, RI 02864-5052 |
| Document Number | 1790-525 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 001790/000525 |
| Name | LP CARDIN |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2048 |
Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,253.00 (+5.59%) | $591,100 (-) Land $160,700 Building $430,400 |
| 2023 | $6,869.00 (+2.51%) | $591,100 (+32.24%) Land $160,700 Building $430,400 |
| 2022 | $6,701.00 | $447,000 Land $125,000 Building $322,000 |
Source: FEMA National Flood Hazard Layer, County delivery 44007C updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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