Essex County and Millburn Township property record for 43 Undercliff Rd, Millburn, NJ 07041
| Property Type | Single Family Home |
|---|---|
| Details | 2,835 sqft · built 1928 |
| Lot Size | 0.283 acres (12,319 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $828,000 (Dec 2010) |
| Tax Bill | $17,672 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00809-0000-00004 |
| Primary APN | 12-00809-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,835 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Frame |
| Lot Area | 12,319 sqft (0.283 acres) |
| Lot Dimensions | 97 ft deep x 127 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 43 UNDERCLIFF RD |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-1539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 127X97 |
| Legal Block | 809 |
| Legal Lot Number | 4 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 20200 |
Source: Essex County and Millburn Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 UNDERCLIFF RD, MILLBURN, NJ 07041-1539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2010 · Amount on Record |
| Deed Sale | Dec 22, 2010 · Amount on Record |
| Prior Sale | Dec 11, 1991 · Amount on Record |
| Deed Document Number | 201096069 |
| Deed Book / Page | 12288 / 9582 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 43 UNDERCLIFF RD, MILLBURN, NJ 07041-1539 |
| Document Number | 0000059466 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 43 UNDERCLIFF RD MILLBURN NJ 070411539, MILLBURN, NJ 07041-1539 |
| Document Number | 0000059466 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 59466 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 25, 2035 |
Source: Essex County and Millburn Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $875,300 (-) Land $519,400 Building $355,900 | $875,300 (-) Land $519,400 Building $355,900 | |
| 2025 | $17,672.00 (+1.87%) | $875,300 (-) Land $519,400 Building $355,900 | $875,300 (-) Land $519,400 Building $355,900 |
| 2024 | $17,348.00 (+2.01%) | ||
| 2023 | $875,300 Land $519,400 Building $355,900 | $875,300 Land $519,400 Building $355,900 | |
| 2022 | $17,007.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 87 (1978–2026) |
| Claims Outside the SFHA | 68 of 87 |
| Most Recent Claim | Jul 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures