Essex County and Millburn Township property record for 48 Undercliff Rd, Millburn, NJ 07041 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1937 |
| Square Footage | 1,616 sqft Living Area |
| Lot Size | 9,200 sqft (0.211 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $888,000 (2018) |
| Tax Bill | $20,051.00 (2025) |
Source: Essex County and Millburn Township records · APN 12-00607-0000-00003
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 UNDERCLIFF RD, MILLBURN, NJ 07041-1540 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 08, 2025 | Deed of Trust, Mortgage · Line of Credit FRANKLIN MINT FCU |
| Dec 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Jan 24, 2018 | Grant Deed, Transfer CITIBANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 24, 2018 · Amount on Record |
| Deed Sale | Jan 24, 2018 · Amount on Record |
| Prior Sale | Jun 13, 2005 · Amount on Record |
| Deed Doc Number | 20186803 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 48 UNDERCLIFF RD, MILLBURN, NJ 07041-1540 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2025 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC OH |
| Name | Verified Name |
|---|---|
| Address | 48 UNDERCLIFF RD, MILLBURN TWSP, NJ |
| Document Number | 0000063443 |
|---|---|
| Date | Oct 08, 2025 |
| Instrument | 2025063443 |
| Name | FRANKLIN MINT FCU |
|---|---|
| Type | Credit Union |
| Address | CHADDS FORD, PA 19317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 48 UNDERCLIFF RD, MILLBURN, NJ 07041-1540 |
| Document Number | 0000005267 |
| Instrument Date | Dec 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2021 |
| Title Company | OLD REPUBLIC |
| Name | Verified Name |
|---|---|
| Address | 48 UNDERCLIFF RD MILLBURN NJ 070411540, MILLBURN, NJ 07041-1540 |
| Document Number | 0000005267 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 5267 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jan 24, 2018 |
| Property Address | 48 UNDERCLIFF RD, MILLBURN, NJ 07041-1540 |
| Document Number | 0000006803 |
| Instrument Date | Jan 09, 2018 |
| Instrument | 6803 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $888.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 48 UNDERCLIFF RD MILLBURN NJ 070411540, MILLBURN, NJ 07041-1540 |
| Document Number | 6804 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 6804 |
| Name | CITIBANK FSB |
|---|---|
| Type | Bank |
| Address | OFALLON, MO 63368 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 23, 2048 |
Source: Essex County and Millburn Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $993,100 (-) Land $521,000 Building $472,100 | $993,100 (-) Land $521,000 Building $472,100 | |
| 2025 | $20,051.00 (+1.87%) | $993,100 (-) Land $521,000 Building $472,100 | $993,100 (-) Land $521,000 Building $472,100 |
| 2024 | $19,683.00 (+2.01%) | ||
| 2023 | $993,100 Land $521,000 Building $472,100 | $993,100 Land $521,000 Building $472,100 | |
| 2022 | $19,295.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 12-00607-0000-00003 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,616 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Construction Type | Frame Construction |
| Lot Area | 9,200 sqft (0.211 acres) |
| Depth X Width | 184 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 48 UNDERCLIFF RD |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-1540 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 50X184 |
| Legal Subdivision | SOUTH MOUNTAIN ESTATES |
| Legal Block | 607 |
| Legal Lot Number | 3 |
| Jurisdiction | ESSEX NJ |
| Minor Civil Division | MILLBURN |
| Census Blockgroup | 4 |
| Census Block | 4011 |
| Census Tract | 20200 |
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