37 Undercliff Rd, Millburn, NJ 07041 Property Records

Essex County and Millburn Township property record for 37 Undercliff Rd, Millburn, NJ 07041

Property Summary

Property Type	Single Family Home
Details	2,466 sqft · built 1926
Lot Size	0.165 acres (7,196 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,380,000 (Jun 2025)
Tax Bill	$15,865 (2025)
Deeds & Mortgages	Aug 2023 Sale Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12-00810-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`12-00810-0000-00002`
Alternative APNs	`120081000002` `07041`

Interior

Stories	2 Stories
Building Area	2,466 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	7,196 sqft (0.165 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	37 UNDERCLIFF RD
City	MILLBURN
State	NJ
Zip	07041-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.1652 AC
Legal Subdivision	SOUTH MOUNTAIN ESTATES
Legal Block	810
Legal Lot Number	2
Jurisdiction	ESSEX NJ
Township / Civil Division	MILLBURN
Census Block Group	4
Census Block	4006
Census Tract	20200

Owner

Source: Essex County and Millburn Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37 UNDERCLIFF RD, MILLBURN, NJ 07041-1509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed, Transfer VITAL ABSTRACT LLC
Mar 3, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2025 · Amount on Record
Deed Sale	Jun 6, 2025 · Amount on Record
Prior Sale	Aug 28, 2023 · Amount on Record
Deed Document Number	202535765
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 28, 2023
Property Address	37 UNDERCLIFF RD, MILLBURN, NJ 07041-1509
Document Number	0000051769
Instrument Date	Jul 26, 2023
Instrument	2023051769
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	VITAL ABSTRACT LLC

Transaction

Amount	Amount Recorded
Tax	$3,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	64 PARSHING BLVD, LAVALLETTE, PA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	87 UNDERCLIFF RD, MILLBURN, NJ 07041-1424

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	37 UNDERCLIFF RD, MILLBURN, NJ 07041-1509
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 UNDERCLIFF RD, MILLBURN, NJ 07041-1509

Mortgage

Document Number	0000013762
Date	Mar 3, 2023
Instrument	2023013762

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 7, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Essex County and Millburn Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Millburn Township
Unified School District	Millburn Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,559,600 (+98.47%) Land $518,600 Building $1,041,000	$1,559,600 (+98.47%) Land $518,600 Building $1,041,000
2025	$15,865.00 (+1.87%)	$785,800 (-) Land $518,600 Building $267,200	$785,800 (-) Land $518,600 Building $267,200
2024	$15,574.00 (+2%)
2023		$785,800 (-) Land $518,600 Building $267,200	$785,800 (-) Land $518,600 Building $267,200
2022	$15,268.00 (+3.04%)	$785,800 Land $518,600 Building $267,200	$785,800 Land $518,600 Building $267,200
2021	$14,817.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	87 (1978–2026)
Claims Outside the SFHA	68 of 87
Most Recent Claim	Jul 2026
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 13 claims Hurricane Irene, Aug 2011 · 14 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Undercliff Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures