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40 Spring St, Charleston, SC 29403 Property Records

Charleston County property record for 40 Spring St, Charleston, SC 29403 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,711 sqft · built 1900
Lot Size0.09 acres (3,920 sqft)
OwnerCompany Name on File
Last Sale$2,425,000 (Mar 2025)
Tax Bill$21,767 (2025)
Deeds & MortgagesNov 2019 Mortgage
Nov 2019 Line of Credit
+ 3 more
Flood ZoneZone X (moderate risk)
APN460-08-02-024

Property Details

APN / Parcel Number

Primary APN460-08-02-024

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,711 sqft Living Area
1st Floor Area1,440 sqft
Upper Floors Area1,271 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialComposition/Composite
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)
PorchSlab
Porch Area413 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
Heating FuelGas

Location & Zoning

Street Address40 SPRING ST
CityCHARLESTON
StateSC
Zip29403-5414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEGAL DESCRIPTIONS DO NOT EXIST FOR THIS ACCOUNT.
Legal SubdivisionSANDHURST
Legal BlockH
Legal Lot Number2
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1010
Census Tract1000

Owner

Source: Charleston County records · APN 460-08-02-024

Assessment roll updated August 1, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address814 HAMILTON LANDING DR, SAINT SIMONS ISLAND, GA 31522-2269
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2019Grant Deed, Transfer
TD BK NA
Nov 13, 2019Deed of Trust, Mortgage · Line of Credit
TD BK NA
Feb 20, 2020Grant Deed, Transfer
ATTORNEY ONLY
Feb 26, 2019Grant Deed, Transfer
ATTORNEY ONLY
May 11, 2018Grant Deed, Transfer
TD BK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 07, 2025 · Amount on Record
Deed SaleMar 07, 2025 · Amount on Record
Prior SaleFeb 27, 2025 · Amount on Record
Prior Transfer DateDec 27, 2007
Prior Transfer Doc00B6480784
Record UpdatedJun 08, 2026

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateNov 19, 2019
Property Address40 SPRING ST, CHARLESTON, SC 29403-5414
Document Number0840/0615
Book / Page000840 / 000615
Instrument DateNov 13, 2019
Transaction TypeTransfer
Record UpdatedDec 20, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SPRING ST CHARLESTON SC 294035414, CHARLESTON, SC 29403-5414

Mortgage

Document Number840/0618
DateNov 19, 2019
Book Page000840/000618
Lender
NameTD BK NA
TypeBank
Address2035 LIMESTONE RD, WILMINGTON, DE 19808-5529
Agreement
AmountAmount Recorded
Term360 Months
DueNov 18, 2049

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address40 SPRING ST, CHARLESTON, SC 29403-5414
Document Number0840/0619
Instrument DateNov 13, 2019
Transaction TypeMortgage
Record UpdatedDec 19, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SPRING ST CHARLESTON SC 294035414, CHARLESTON, SC 29403-5414

Mortgage

Document Number0840/0619
DateNov 19, 2019
Book Page000840/000619
Lender
NameTD BK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 18, 2049
Interest
Rate TypeAdjustable Rate

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateFeb 20, 2020
Property Address40 SPRING ST, CHARLESTON, SC 29403-5414
Document Number0861/0427
Book / Page000861 / 000427
Instrument DateNov 13, 2019
Transaction TypeTransfer
Record UpdatedMar 18, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address40 SPRING ST CHARLESTON SC 294035414, CHARLESTON, SC 29403-5414

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateFeb 26, 2019
Property Address40 SPRING ST, CHARLESTON, SC 29403-5414
Document Number0779/0347
Book / Page000779 / 000347
Instrument DateFeb 15, 2019
Transaction TypeTransfer
Record UpdatedMar 22, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address441 MEETING ST #351 CHARLESTON SC 294037819, 351, CHARLESTON, SC 29403-7819

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateMay 11, 2018
Property Address40 SPRING ST, CHARLESTON, SC 29403-5414
Document Number0718/0172
Book / Page000718 / 000172
Instrument DateMay 01, 2018
Transaction TypeTransfer
Record UpdatedJun 08, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$790.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SPRING ST CHARLESTON SC 294035414, CHARLESTON, SC 29403-5414

Mortgage

Document Number718/0173
DateMay 11, 2018
Book Page000718/000173
Lender
NameTD BK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
AmountAmount Recorded
Term360 Months
DueMay 10, 2048
Interest
Rate TypeAdjustable Rate
Rate3.75%

Mortgage

Document Number718/0175,
DateMay 11, 2018
Book Page000718/000175
Lender
NameTD BK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 10, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$21,767.00 (+10.39%)
2024$19,718.00 (+7.64%)$69,000 (-)
2022$18,319.00$69,000$1,150,000 (-) Land $450,000 Building $700,000
2020$1,150,000 Land $450,000 Building $700,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190010001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 53 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies55 units insured
2 under condo master policies
Nearby Flood Claims5 (1989–2022)
Claims Outside the SFHA3 of 5
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm
  • Hurricane Hugo, Sep 1989 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 713 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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