43 Prospect Ave, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 43 Prospect Ave, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1958
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (May 2021)
Tax Bill	$11,171 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554203 89.20-1-33`

Property Details

APN / Parcel Number

Primary APN	`554203 89.20-1-33`
Alternative APN	`55420300216 030 001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,104 sqft Living Area
1st Floor Area	532 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 62 ft wide
Porch	Covered Porch
Porch Area	40 sqft
Patio Area	273 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	43 PROSPECT AVE
City	OSSINING
State	NY
Zip	10562-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	3
Census Block	3000
Census Tract	13402

Owner

Source: Westchester County and Ossining Town records · APN 554203 89.20-1-33

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	43 PROSPECT AVE, OSSINING, NY 10562-4305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	May 17, 2021 · Amount on Record
Deed Document Number	2021611193347
Prior Transfer Date	Apr 24, 2021
Prior Transfer Doc	0000003347
Record Updated	Jun 08, 2026

May 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	May 17, 2021
Property Address	43 PROSPECT AVE, OSSINING, NY 10562-4305
Document Number	0611193347
Instrument Date	Apr 29, 2021
Instrument	611193347
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 BANCKER PL, 16, NEW ROCHELLE, NY 10805-2007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 PROSPECT AVE, OSSINING, NY 10562-4305

Mortgage

Document Number	0611263312
Date	May 17, 2021
Instrument	611263312

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Municipality	Ossining Village
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,171.00	$574,300 (+21.21%) Land $239,300 Building $335,000	$574,300 (+21.21%) Land $239,300 Building $335,000
2024	Additional exemption filed	$473,800 (+6.93%) Land $151,300 Building $322,500	$473,800 (+6.93%) Land $151,300 Building $322,500
2023		$443,100 Land $151,300 Building $291,800	$443,100 Land $151,300 Building $291,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), as of September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile USA.

Based on FCC filings for 490 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY5903451, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.