38 Prospect Ave, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 38 Prospect Ave, Ossining, NY 10562

Property Summary

Property Type	Duplex
Details	6 bd · 3.5 ba · 3,593 sqft · built 1925
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$660,000 (Mar 2007)
Tax Bill	$12,437 (2025)
Flood Zone	Zone X (minimal risk)
APN	`554203 89.20-1-27`

Property Details

APN / Parcel Number

Primary APN	`554203 89.20-1-27`
Alternative APN	`55420300215 027 037`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,593 sqft Total Area
1st Floor Area	1,332 sqft
Basement Area	969 sqft
Finished Basement	969 sqft
Unfinished Basement	969 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Concrete
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	125 ft deep x 61 ft wide
Porch	Open Porch
Porch Area	442 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	38 PROSPECT AVE
City	OSSINING
State	NY
Zip	10562-4345
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	1
Legal Lot Number	27.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	3
Census Block	3001
Census Tract	13402

Owner

Source: Westchester County and Ossining Town assessment roll, APN 554203 89.20-1-27, as of May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38 PROSPECT AVE, OSSINING, NY 10562-4345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 01, 2007 · Amount on Record
Deed Sale	Mar 01, 2007 · Amount on Record
Prior Sale	Jul 21, 2006 · Amount on Record
Deed Document Number	2007470470321
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Westchester County and Ossining Town assessment roll as of May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Municipality	Ossining Village
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,437.00	$742,800 (-1.05%) Land $255,000 Building $487,800	$742,800 (-1.05%) Land $255,000 Building $487,800
2024		$750,700 (+6.91%) Land $156,400 Building $594,300	$750,700 (+6.91%) Land $156,400 Building $594,300
2023		$702,200 Land $156,400 Building $545,800	$702,200 Land $156,400 Building $545,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), as of September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 490 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY5903451, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.