Westchester County and Ossining Town property record for 41 Prospect Ave, Ossining, NY 10562 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,336 sqft · built 1890 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jan 2011) |
| Tax Bill | $13,785 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 554203 89.20-1-32 |
| Primary APN | 554203 89.20-1-32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,336 sqft Living Area |
| 1st Floor Area | 676 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 154 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 41 PROSPECT AVE |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-4305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 32.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13402 |
Source: Westchester County and Ossining Town records · APN 554203 89.20-1-32
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 PROSPECT AVE, OSSINING, NY 10562-4305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 07, 2011 · Amount on Record |
| Deed Sale | Jan 07, 2011 · Amount on Record |
| Prior Sale | Mar 01, 2006 · Amount on Record |
| Deed Document Number | 2011503513337 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 41 PROSPECT AVE, OSSINING, NY 10562-4305 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 41 PROSPECT AVE, OSSINING, NY 10562-4305 |
| Document Number | 0632273391 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 632273391 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 41 PROSPECT AVE, OSSINING, NY 10562-4305 |
| Document Number | 0591893294 |
| Instrument Date | Jun 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2019 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41 PROSPECT AVE OSSINING NY 105624305, OSSINING, NY 10562-4305 |
| Document Number | 0591893294 |
|---|---|
| Date | Jul 08, 2019 |
| Book Page | 059189/003294 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 07, 2039 |
Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Municipality | Ossining Village |
| Unified School District | Ossining Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,785.00 | $498,800 (+1.65%) Land $239,300 Building $259,500 | $498,800 (+1.65%) Land $239,300 Building $259,500 |
| 2024 | Additional exemption filed | $490,700 (+6.91%) Land $151,300 Building $339,400 | $490,700 (+6.91%) Land $151,300 Building $339,400 |
| 2023 | $459,000 Land $151,300 Building $307,700 | $459,000 Land $151,300 Building $307,700 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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