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41 Pine St, Windermere, FL 34786 Property Records

Orange County property record for 41 Pine St, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms5 Baths
Year BuiltBuilt 2018
Square Footage3,780 sqft Living Area
Lot Size16,005 sqft (0.367 acres)
OccupancyOwner Occupied
Last Sale$112,500 (2017)
Tax Bill$14,959.00 (2025)

Property Details

APN / Parcel Number

Primary APN17-23-28-9336-30-480
Alternative APNs
  • 282317933630480
  • 284654
  • 289502
  • 293667

Interior

Bedrooms5 Beds
Full Baths5 Baths
Building Area3,780 sqft Living Area
Gross Area6,143 sqft Gross Area
1st Floor2,332 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area16,005 sqft (0.367 acres)
Garage TypeAttached Garage
Garage Area909 sqft Garage
Total Buildings2 Total Buildings
Porch Area1,077 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address41 PINE ST
CityWINDERMERE
StateFL
Zip34786-8549
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLAT OF WINDERMERE G/36 LOT C48 DESC: BEG AT THE NW CORNER L OT C48 TH N71-56-29E 200 FT TH S18-04-01E 80 FT TH S71-56-29 W 200 FT TH N18-04-01W 80 FT
Legal Range28E
Legal Township23S
Legal Section17
Legal SubdivisionWINDERMERE
Legal Tract9336
Legal Block30
Legal Lot NumberC48
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup1
Census Block1004
Census Tract14809

Owner

Source: Orange County records · APN 17-23-28-9336-30-480

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address41 PINE ST, WINDERMERE, FL 34786-8549
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 04, 2020Deed of Trust, Mortgage
AMERIS BK
Oct 26, 2018Loan Modification, Mortgage
FIDELITY BK MTG
Nov 09, 2017Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
FIDELITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 09, 2017 · Amount on Record
Deed SaleNov 09, 2017 · Amount on Record
Prior SaleMay 03, 2016 · Amount on Record
Deed Doc Number2017614405
Record RefreshedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address41 PINE ST, WINDERMERE, FL 34786-8549
Document Number0000275817
Instrument DateMay 04, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address41 PINE ST WINDERMERE FL 347868549, WINDERMERE, FL 34786-8549

Mortgage

Document Number0000275817
DateMay 12, 2020
Instrument275817
Lender
NameAMERIS BK
TypeBank
AddressMARIETTA, GA 30067
Agreement
AmountAmount Recorded
Term360 Months
DueMay 11, 2050

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address41 PINE ST, WINDERMERE, FL 34786-8549
Document Number0000637988
Instrument DateOct 26, 2018
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address41 PINE ST WINDERMERE FL 347868549, WINDERMERE, FL 34786-8549

Mortgage

Document Number0000637988
DateOct 31, 2018
Instrument637988
Lender
NameFIDELITY BK MTG
TypeBank
AddressATLANTA, GA 30329
Agreement
AmountAmount Recorded
Term360 Months
DueOct 30, 2048
Interest
Rate TypeFixed Rate
Rate4.87%

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateNov 09, 2017
Property Address41 PINE ST, WINDERMERE, FL 34786-8549
Document Number0000614405
Map ReferenceMB G PG 36-39
Instrument DateNov 01, 2017
Instrument20170614405
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$787.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address41 PINE ST, 41, WINDERMERE, FL 34786-8549

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 PINE ST, WINDERMERE, FL 34786-8548

Mortgage

Document Number0000614406
DateNov 09, 2017
Instrument20170614406
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term373 Months
DueDec 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateDec 01, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.25%
Index1-Year LIBOR
Max Rate9.25%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWindermere Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$938,933 (+2.7%)$1,132,240 (-0.99%) Land $390,000 Building $742,240
2025$14,959.00 (+2.98%) Homeowner's exemption$914,248 (+5.99%)$1,143,600 (+8.03%) Land $390,000 Building $753,600
2024$14,526.00 (+3.33%)
2023$14,058.00 (+2.88%) Homeowner's exemption$862,604 (+3%)$1,058,578 (+14.06%) Land $390,000 Building $668,578
2022$13,665.00 Homeowner's exemption$837,480$928,087 Land $360,000 Building $568,087

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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