34 Pine St, Windermere, FL 34786 Property Records

Orange County property record for 34 Pine St, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms6 Baths
Year BuiltBuilt 2002
Square Footage5,131 sqft Living Area
Lot Size16,945 sqft (0.389 acres)
OccupancyOwner Occupied
Last Sale$1,920,000 (2018)
Tax Bill$27,851.00 (2025)

Property Details

APN / Parcel Number

Primary APN17-23-28-9336-30-350
Alternative APNs
  • 282317933630350
  • 284635
  • 289483
  • 293649

Interior

Bedrooms5 Beds
Full Baths6 Baths
Building Area5,131 sqft Living Area
Gross Area7,183 sqft Gross Area
1st Floor3,531 sqft 1st Floor
Stories2 Stories
Utility Area21 sqft Utility Area
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialConcrete Roof
Lot Area16,945 sqft (0.389 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area732 sqft Garage
Total Buildings2 Total Buildings
Porch Area1,017 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address34 PINE ST
CityWINDERMERE
StateFL
Zip34786-8548
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLAT OF WINDERMERE G/36 LOT 35C
Legal Range28E
Legal Township23S
Legal Section17
Legal SubdivisionWINDERMERE
Legal Tract9336
Legal Block30
Legal Lot Number35C
JurisdictionORANGE FL
Minor Civil DivisionSOUTHWEST ORANGE
Census Blockgroup1
Census Block1004
Census Tract14809

Owner

Source: Orange County records · APN 17-23-28-9336-30-350

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address34 PINE ST, WINDERMERE, FL 34786-8548
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2021Deed of Trust, Mortgage · Line of Credit
IBERIABANK
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN MOMENTUM BANK
Jun 14, 2019Loan Modification, Mortgage · Line of Credit
IBERIABANK
Nov 27, 2018Deed of Trust, Mortgage · Line of Credit
IBERIABANK
Jun 04, 2018Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
FIRST GREEN BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 04, 2018 · Amount on Record
Deed SaleJun 04, 2018 · Amount on Record
Prior SaleOct 06, 2006 · Amount on Record
Deed Doc Number2018324506
Record RefreshedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address34 PINE ST, WINDERMERE, FL 34786-8548
Transaction TypeMortgage
Record UpdatedJul 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 PINE ST, WINDERMERE, FL 34786-8548

Mortgage

Document Number20210396366
DateJul 02, 2021
Instrument20210396366
Lender
NameIBERIABANK
TypeBank
AddressORLANDO, FL 32806
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueMay 11, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address34 PINE ST, WINDERMERE, FL 34786-8548
Transaction TypeMortgage
Record UpdatedApr 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 PINE ST, WINDERMERE, FL 34786-8548

Mortgage

Document Number20210168746
DateMar 24, 2021
Instrument20210168746
Lender
NameAMERICAN MOMENTUM BANK
TypeBank
AddressCOLLEGE STATION, TX 77845
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateApr 01, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.75%
IndexOther
Max Rate7.75%

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address34 PINE ST, WINDERMERE, FL 34786-8548
Document Number0000414930
Instrument DateJun 14, 2019
Transaction TypeMortgage
Record UpdatedJul 25, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address34 PINE ST WINDERMERE FL 347868548, WINDERMERE, FL 34786-8548

Mortgage

Document Number0000414930
DateJul 08, 2019
Instrument414930
Lender
NameIBERIABANK
TypeBank
AddressORLANDO, FL 32806
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 07, 2049
Interest
Rate TypeAdjustable Rate

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address34 PINE ST, WINDERMERE, FL 34786-8548
Document Number0000723887
Instrument DateNov 27, 2018
Transaction TypeMortgage
Record UpdatedJan 04, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address34 PINE ST WINDERMERE FL 347868548, WINDERMERE, FL 34786-8548

Mortgage

Document Number0000723887
DateDec 14, 2018
Instrument723887
Lender
NameIBERIABANK
TypeBank
AddressORLANDO, FL 32806
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 13, 2048
Interest
Rate TypeAdjustable Rate

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJun 04, 2018
Property Address34 PINE ST, WINDERMERE, FL 34786-8548
Document Number0000324506
Map ReferenceMB G PG 36-39
Instrument DateMay 31, 2018
Instrument20180324506
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$13,440.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3600 SE SEA POINT CT, 3600, STUART, FL 34997-6916

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 PINE ST, WINDERMERE, FL 34786-8548

Mortgage

Document Number0000324507
DateJun 04, 2018
Instrument20180324507
Lender
NameFIRST GREEN BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueJun 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateJun 01, 2025
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change9.5%
Index1-Year CMT
Max Rate9.5%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWindermere Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,738,528 (+2.7%)$2,386,860 (-0.89%) Land $1,120,000 Building $1,266,860
2025$27,851.00 (+2.89%) Homeowner's exemption$1,692,822 (+5.99%)$2,408,240 (+6.58%) Land $1,120,000 Building $1,288,240
2024$27,070.00 (+3.29%)
2023$26,209.00 (+2.8%) Homeowner's exemption$1,597,198 (+3%)$2,259,503 (+20.82%) Land $1,120,000 Building $1,139,503
2022$25,495.00 Homeowner's exemption$1,550,678$1,870,081 Land $900,000 Building $970,081

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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