43 Pine Cone Ln, Kalispell, MT 59901 Property Records

Flathead County property record for 43 Pine Cone Ln, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,284 sqft · built 1988
Lot Size	10.3 acres (450,149 sqft)
Owner	Company Name on Record
Tax Bill	$11,196 (2026)
Deeds & Mortgages	Sep 2023 Sale Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0793814`

Property Details

APN / Parcel Number

Primary APN	`R0793814`
Alternative APNs	`07-4077-04-2-01-01-0000` `0000974054`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	1,284 sqft
Basement Area	1,284 sqft
Finished Basement	1,284 sqft
Unfinished Basement	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	450,149 sqft (10.3 acres)
Garage Type	Mixed
Garage Area	3,028 sqft
Parking Spaces	11 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Shed	1 Shed
Shed Area	2,080 sqft
Lean-To	480 sqft
Pole Barn	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0000974054
Street Address	43 PINE CONE LN
City	KALISPELL
State	MT
Zip	59901-6963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S04, T29 N, R22 W, C.O.S. 21279-2, ACRES 10.33, TR 2C IN L 3
Legal Range	22W
Legal Township	29N
Legal Section	04
Legal Subdivision	CERTIFICATE OF SURVEY NO 21279
Legal Tract	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1008
Census Tract	601

Owner

Source: Flathead County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	43 PINE CONE LN, KALISPELL, MT 59901-6963
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Warranty Deed, Transfer
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Feb 16, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023
Deed Sale	Sep 1, 2023
Deed Document Number	202315755
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 1, 2023
Property Address	43 PINE CONE LN, KALISPELL, MT 59901-6963
Document Number	202300015755
Instrument Date	Sep 1, 2023
Instrument	202300015755
Transaction Type	Transfer
Record Updated	Sep 20, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	43 PINE CONE LN, KALISPELL, MT 59901-6963

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	43 PINE CONE LN, KALISPELL, MT 59901-6963
Transaction Type	Mortgage
Record Updated	Nov 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900028413
Date	Nov 4, 2019
Instrument	201900028413

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 5, 2034

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	43 PINE CONE LN, KALISPELL, MT 59901-6963
Transaction Type	Mortgage
Record Updated	Feb 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800003230
Date	Feb 16, 2018
Instrument	201800003230

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	West Valley Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,196.00 (+92.17%)	$1,349,200 (-)
2025	$5,826.00 (+99.79%)	$1,349,200 (+251.91%)	$1,349,200 (+251.91%) Land $316,073 Building $1,033,127
2023	$2,916.00	$383,394	$383,394 Land $122,514 Building $260,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 71% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InterBel Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Verizon.

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