40 Pine Cone Ln, Kalispell, MT 59901 Property Records

Flathead County property record for 40 Pine Cone Ln, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 4,135 sqft · built 2023
Lot Size	10 acres (435,600 sqft)
Owner	2 Company Names on File
Last Sale	$1,702,400 (Jun 2023)
Tax Bill	$7,185 (2025)
Deeds & Mortgages	Mar 2026 Transfer Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0738333`

Property Details

APN / Parcel Number

Primary APN	`R0738333`
Alternative APNs	`07-4077-04-2-01-45-0000` `0000000406`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,135 sqft Living Area
1st Floor Area	1,984 sqft
2nd Floor Area	2,151 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Modern
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Area	957 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	0000000406
Street Address	40 PINE CONE LN
City	KALISPELL
State	MT
Zip	59901-6963
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S04, T29 N, R22 W, CS 12731-D, TR 2CA IN L3
Legal Range	22W
Legal Township	29N
Legal Section	04
Legal Subdivision	CERTIFICATE OF SURVEY NO 12731
Legal Tract	D
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1008
Census Tract	601

Owner

Source: Flathead County records · APN R0738333

Assessment roll updated September 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	40 PINE CONE LN, KALISPELL, MT 59901-6963
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Intrafamily Transfer, Transfer INSURED TITLE, INSURED TITLES
Oct 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 20, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 17, 2021	Deed of Trust, Mortgage · Construction Mortgage VALLEY BANK
Apr 07, 2021	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Apr 07, 2021
Deed Document Number	20239305
Last Transfer Date	Mar 30, 2026
Transfer Doc	0000006405
Record Updated	Jun 08, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Mar 30, 2026
Property Address	40 PINE CONE LN, KALISPELL, MT 59901-6963
Document Number	202600006405
Instrument Date	Mar 30, 2026
Instrument	202600006405
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	40 PINE CONE LN, KALISPELL, MT 59901-6963

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	40 PINE CONE LN, KALISPELL, MT 59901-6963
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PINE CONE LN, KALISPELL, MT 59901-6963

Mortgage

Document Number	202500023078
Date	Oct 24, 2025
Instrument	202500023078

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.27%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.2%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 20, 2023
Property Address	40 PINE CONE LN, KALISPELL, MT 59901-6963
Document Number	202300009305
Instrument Date	Jun 16, 2023
Instrument	202300009305
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 PINE CONE LN, KALISPELL, MT 59901-6963

Mortgage

Document Number	202300009306
Date	Jun 20, 2023
Instrument	202300009306

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	40 PINE CONE LN, KALISPELL, MT 59901-6963
Transaction Type	Mortgage
Record Updated	Oct 07, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100033668
Date	Sep 17, 2021
Instrument	202100033668

Lender

Name	VALLEY BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 07, 2021
Property Address	40 PINE CONE LN, KALISPELL, MT 59901-6963
Document Number	202100012198
Instrument Date	Apr 07, 2021
Instrument	202100012198
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PINE CONE LN, KALISPELL, MT 59901-6963

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	West Valley Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,185.00 (+281.98%)	$1,569,600 (+526.09%)	$1,569,600 (+526.09%) Land $313,100 Building $1,256,500
2023	$1,881.00 (+60.63%)	$250,700 (+70.89%)	$250,700 (+70.89%) Land $250,700
2022	$1,171.00	$146,700
2021			$146,700 Land $146,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · lower than 71% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
InterBel Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 3 locations within half a mile of this property.

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