32 Pine Cone Ln, Kalispell, MT 59901 Property Records

Flathead County property record for 32 Pine Cone Ln, Kalispell, MT 59901 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,088 sqft · built 2022
Lot Size	5.04 acres (219,542 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,797 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0738334`

Property Details

APN / Parcel Number

Primary APN	`R0738334`
Alternative APNs	`07-4077-04-2-01-40-0000` `0000000407`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,088 sqft Living Area
1st Floor Area	1,440 sqft
2nd Floor Area	648 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	219,542 sqft (5.04 acres)
Garage Area	1,296 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	0000000407
Street Address	32 PINE CONE LN
City	KALISPELL
State	MT
Zip	59901-6963
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S04, T29 N, R22 W, ACRES 5.04, CS 12731-C, TR 2CB IN L3
Legal Range	22W
Legal Township	29N
Legal Section	04
Legal Subdivision	IRON HORSE
Legal Tract	C
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1008
Census Tract	601

Owner

Source: Flathead County records · APN R0738334

Assessment roll updated September 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	32 PINE CONE LN, KALISPELL, MT 59901-6963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
May 27, 2021	Deed of Trust, Mortgage · Construction Mortgage VALLEY BANK OF KALISPELL
Sep 23, 2022	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES
Nov 05, 2020	Warranty Deed, Transfer INSURED TITLE, INSURED TITLES

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 23, 2022
Deed Sale	Sep 23, 2022
Prior Sale	Nov 05, 2020
Deed Document Number	202225402
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	32 PINE CONE LN, KALISPELL, MT 59901-6963
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200002640
Date	Jan 31, 2022
Instrument	202200002640

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	32 PINE CONE LN, KALISPELL, MT 59901-6963
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100018402
Date	May 27, 2021
Instrument	202100018402

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 23, 2022
Property Address	32 PINE CONE LN, KALISPELL, MT 59901-6963
Document Number	202200025402
Instrument Date	Sep 19, 2022
Instrument	202200025402
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32 PINE CONE LN, KALISPELL, MT 59901-6963

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 05, 2020
Property Address	32 PINE CONE LN, KALISPELL, MT 59901-6963
Document Number	202000037529
Instrument Date	Nov 05, 2020
Instrument	202000037529
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32 PINE CONE LN, KALISPELL, MT 59901-6963

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	West Valley Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,797.00 (-33.79%)	$925,700 (+21.13%)	$925,700 (+21.13%) Land $268,956 Building $656,744
2023	$5,735.00	$764,200	$764,200 Land $179,772 Building $584,428

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290006011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 35% of Montana
Wildfire Likelihood	About 1 in 599 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
InterBel Telephone Cooperative	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Richon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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