Flagler County property record for 43 Pebble Beach Cir, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,306 sqft · built 2002 |
| Lot Size | 0.081 acres (3,520 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Aug 2019) |
| Tax Bill | $1,296 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit Aug 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-12-32-5060-00000-0430 |
| Primary APN | 19-12-32-5060-00000-0430 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,306 sqft Living Area |
| Gross Area | 2,469 sqft |
| 1st Floor Area | 1,306 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 3,520 sqft (0.081 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 43 PEBBLE BEACH CIR |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-4013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PEBBLE BEACH VILLAGE SUB LT 43 OR 123 PG 63-86 OR 141 PG 656-657OR 155 PG 188 OR 166 PG 279 OR 225 PG 56-57 OR 424 PG 636 OR 541 PG 1994 OR 561 PG 1714 OR 578 PG 60 OR 748 PG 1674 OR 754 PG 1697-QC OR 816 PG 401 OR 1748/615 OR 2042/725 OR 2052/1087 O |
| Legal Range | 32E |
| Legal Township | 12S |
| Legal Section | 19 |
| Legal Subdivision | PEBBLE BEACH VILLAGE |
| Legal Lot Number | 43 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 60302 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43 PEBBLE BEACH CIR, FLAGLER BEACH, FL 32136-4013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Aug 30, 2019 | Warranty Deed, Transfer AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2019 · Amount on Record |
| Deed Sale | Aug 30, 2019 · Amount on Record |
| Prior Sale | Jan 5, 2015 · Amount on Record |
| Deed Document Number | 201932559 |
| Deed Book / Page | 2380 / 1880 |
| Prior Transfer Date | Feb 27, 2015 |
| Prior Transfer Doc | 0020521087 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 43 PEBBLE BEACH CIR, FLAGLER BEACH, FL 32136-4013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0024191857 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 2419/1857 |
| Instrument | 2020005928 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 30, 2019 |
| Property Address | 43 PEBBLE BEACH CIR, FLAGLER BEACH, FL 32136-4013 |
| Document Number | 0023801880 |
| Book / Page | 002380 / 001880 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 32559 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2019 |
| Title Company | AMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,960.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1337 ROOSEVELT ST ORLANDO FL 328044327, ORLANDO, FL 32804-4327 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,296.00 (+3.76%) Homeowner's exemption | $110,054 (+5.99%) | $389,402 (+15.74%) Land $100,000 Building $289,402 |
| 2024 | $1,249.00 (+4.43%) | ||
| 2023 | $1,196.00 (+4.18%) Homeowner's exemption | $103,837 (+3%) | $336,446 (+2.16%) Land $100,000 Building $236,446 |
| 2022 | $1,148.00 Homeowner's exemption | $100,813 | $329,334 Land $100,000 Building $229,334 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 258 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 589 units insured incl. 331 condo units |
| Nearby Flood Claims | 316 (1982–2024) |
| Claims Outside the SFHA | 54 of 316 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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