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39 Pebble Beach Cir, Flagler Beach, FL 32136 Property Records

Flagler County property record for 39 Pebble Beach Cir, Flagler Beach, FL 32136

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,300 sqft · built 1993
Lot Size0.087 acres (3,794 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Jun 2023)
Tax Bill$6,975 (2025)
Deeds & MortgagesJun 2023 Sale
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-12-32-5060-00000-0390

Property Details

APN / Parcel Number

Primary APN19-12-32-5060-00000-0390

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,300 sqft Heated Area
Gross Area1,936 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1998
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,794 sqft (0.087 acres)
DrivewayDriveway
Driveway Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address39 PEBBLE BEACH CIR
CityFLAGLER BEACH
StateFL
Zip32136-4013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPEBBLE BEACH VILLAGE SUBD LOT 39 SUBJECT TO OR 123 PGS 63 THRU 86 & OR 141 PGS 656-657 OR 155 PG 188 OR BOOK 166 PAGE 279 QC
Legal Range32E
Legal Township12S
Legal Section19
Legal SubdivisionPEBBLE BEACH VILLAGE SUB
Legal Lot Number39
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2015
Census Tract60302

Owner

39 Pebble Beach Cir is owned by an individual who bought it in June 2023.

Source: Flagler County records, as of December 22, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address331 S 22ND ST, FLAGLER BEACH, FL 32136-3918
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2023Warranty Deed, Transfer
AGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC
Oct 1, 2019Deed of Trust, Mortgage · Commercial Mortgage
SUN TRUST BANK
Nov 1, 2016Loan Modification, Mortgage · Conventional Mortgage
MB FIN'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2023 · Amount on File
Deed SaleJun 26, 2023 · Amount on File
Prior SaleApr 5, 2012 · Amount on File
Deed Document Number2023027369
Deed Book / Page2791 / 1236
Record UpdatedJun 8, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJun 26, 2023
Property Address39 PEBBLE BEACH CIR, FLAGLER BEACH, FL 32136-4013
Document Number0027911236
Book / Page2791 / 1236
Map ReferenceMB 26 PG 25
Instrument DateJun 19, 2023
Instrument2023027369
Transaction TypeTransfer
Record UpdatedJul 13, 2023
Title CompanyAGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC

Transaction

AmountAmount on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 23443, OVERLAND PARK, KS 66283-0443

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address331 S 22ND ST, FLAGLER BEACH, FL 32136-3918

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address39 PEBBLE BEACH CIR, FLAGLER BEACH, FL 32136-4013
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023871756
DateOct 1, 2019
Book Page2387/1756
Instrument2019036323
Lender
NameSUN TRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFLAGLER FL
Property Address39 PEBBLE BEACH CIR, FLAGLER BEACH, FL 32136-4013
Document Number0021850468
Book / Page002185 / 000468
Instrument DateNov 1, 2016
Transaction TypeMortgage
Record UpdatedMar 1, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 PEBBLE BEACH CIR FLAGLER BEACH FL 321364013, FLAGLER BEACH, FL 32136-4013

Mortgage

Document Number0021850468
DateFeb 3, 2017
Book Page002185/000468
Instrument4297
Lender
NameMB FIN'L BK
TypeBank
AddressWILMINGTON, OH 45177
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term468 Months
DueFeb 2, 2056
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 39 Pebble Beach Cir was $6,975.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,975.00$357,056 Land $100,000 Building $257,056$357,056 Land $100,000 Building $257,056
2023$5,435.00 (+6.17%)$310,231 (+1.17%) Land $100,000 Building $210,231$310,231 (+1.17%) Land $100,000 Building $210,231
2022$5,119.00$306,656 Land $100,000 Building $206,656$306,656 Land $100,000 Building $206,656

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Pebble Beach Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 258 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies589 units insured
incl. 331 condo units
Nearby Flood Claims316 (1982–2024)
Claims Outside the SFHA54 of 316
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Nicole, Nov 2022 · 57 claims
  • Hurricane Irma, Oct 2017 · 161 claims
  • Hurricane Frances, Sep 2004 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Pebble Beach Cir is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAGLER BEACH WTP
serves 4,830 people · EPA ID FL2180349
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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