40 Pebble Beach Cir, Flagler Beach, FL 32136 Property Records

Flagler County property record for 40 Pebble Beach Cir, Flagler Beach, FL 32136

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 992 sqft · built 1992
Lot Size	0.108 acres (4,735 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jan 2018)
Tax Bill	$6,465 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-12-32-5060-00000-0400`

Property Details

APN / Parcel Number

Primary APN	`19-12-32-5060-00000-0400`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	992 sqft Heated Area
Gross Area	1,862 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,735 sqft (0.108 acres)
Garage Type	Detached
Garage Area	391 sqft
Driveway	Driveway
Driveway Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	40 PEBBLE BEACH CIR
City	FLAGLER BEACH
State	FL
Zip	32136-4013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PEBBLE BEACH VILLAGE SUBD LOT 40 SUBJECT TO OR 123 PGS 63 THRU 86 & OR 141 PGS 656-657 OR 155 PG 188 OR 166 PG 279-QC OR 225
Legal Range	32E
Legal Township	12S
Legal Section	19
Legal Subdivision	PEBBLE BEACH VILLAGE SUB
Legal Lot Number	40
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2015
Census Tract	60302

Owner

40 Pebble Beach Cir is owned by an individual who bought it in January 2018.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1030 MANITOU RD, HILTON, NY 14468-9368
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2018 · Amount on File
Deed Sale	Jan 12, 2018 · Amount on File
Prior Sale	Oct 22, 2010 · Amount on File
Deed Document Number	2018001393
Deed Book / Page	2252 / 1672
Record Updated	Jun 8, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 12, 2018
Property Address	40 PEBBLE BEACH CIR, FLAGLER BEACH, FL 32136-4013
Document Number	0022521672
Book / Page	2252 / 1672
Map Reference	MB26 PG25
Instrument Date	Dec 12, 2017
Instrument	2018001393
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	AMERICAS CHOICE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 PINERIDGE CT, 34, CROSSVILLE, TN 38558-6535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7008 BENEDICT BCH, HAMLIN, NY 14464-9745

Mortgage

Document Number	2018001394
Date	Jan 12, 2018
Instrument	2018001394

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 40 Pebble Beach Cir was $6,465.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,465.00	$379,965 Land $100,000 Building $279,965	$379,965 Land $100,000 Building $279,965
2023	$5,388.00 (+7.01%)	$313,014 (+3.74%) Land $100,000 Building $213,014	$313,014 (+3.74%) Land $100,000 Building $213,014
2022	$5,035.00	$301,727 Land $100,000 Building $201,727	$301,727 Land $100,000 Building $201,727

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Pebble Beach Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 258 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	589 units insured incl. 331 condo units
Nearby Flood Claims	316 (1982–2024)
Claims Outside the SFHA	54 of 316
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Nicole, Nov 2022 · 57 claims Hurricane Irma, Oct 2017 · 161 claims Hurricane Frances, Sep 2004 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Pebble Beach Cir is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20