43 Oakes Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 43 Oakes Rd, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 6,336 sqft · built 2001
Lot Size	1.71 acres (74,923 sqft)
Owner	Company Name on File
Last Sale	$3,650,000 (Sep 2023)
Tax Bill	$41,993 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`41-00105-0000-00002-03`

Property Details

APN / Parcel Number

Primary APN	`41-00105-0000-00002-03`
Alternative APN	`41001050000000020003`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,336 sqft Living Area
1st Floor Area	4,258 sqft
Upper Floors Area	2,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	74,923 sqft
Garage Type	Built-in
Garage Area	864 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	152 sqft
Patio Area	1,544 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	43 OAKES RD
City	RUMSON
State	NJ
Zip	07760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	OAKES
Legal Block	105
Legal Lot Number	2.3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	4
Census Block	4019
Census Tract	803800

Owner

43 Oakes Rd is owned by a company that bought it in September 2023.

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner of Record	Company Name on File
Mailing Address	43 OAKES RD, RUMSON, NJ 07760
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on File
Deed Sale	Sep 18, 2023 · Amount on File
Prior Sale	Nov 30, 2004 · Amount on File
Deed Document Number	202364403
Deed Book / Page	9659 / 9879
Record Updated	Sep 20, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 18, 2023
Property Address	43 OAKES RD, RUMSON, NJ 07760
Document Number	0096599879
Book / Page	9659 / 9879
Instrument Date	Sep 6, 2023
Instrument	2023064403
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78,140.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14681 BISCAYNE BLVD # 339, 339, NORTH MIAMI, FL 33181-1211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 OAKES RD, RUMSON, NJ 07760

Mortgage

Document Number	2023064404
Date	Sep 18, 2023
Instrument	2023064404

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	11.1%
Max Rate	11.1%

Tax Assessment & Valuation

The 2025 property tax bill for 43 Oakes Rd was $41,993, up 4.6% from the year before.

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,445,800 (+11.06%) Land $2,775,700 Building $1,670,100	$4,445,800 (+11.06%) Land $2,775,700 Building $1,670,100
2025	$41,993.00 (+4.59%)	$4,003,100 Land $2,581,800 Building $1,421,300	$4,003,100 Land $2,581,800 Building $1,421,300
2024	$40,150.00
2023		$3,808,100 (-1.49%) Land $2,290,000 Building $1,518,100	$3,808,100 (-1.49%) Land $2,290,000 Building $1,518,100
2022	$49,751.00 (-6.62%)	$3,865,700 Land $1,972,000 Building $1,893,700	$3,865,700 Land $1,972,000 Building $1,893,700
2021	$53,277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43 Oakes Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 118 policies
Nearby Flood Policies	118 in force
Nearby Flood Claims	279 (1978–2019)
Claims Outside the SFHA	32 of 279
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 129 claims Hurricane Irene, Aug 2011 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 74 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Oakes Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35