Monmouth County and Rumson Borough property record for 27 Oakes Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 4,100 sqft · built 1954 |
| Lot Size | 1.28 acres (55,757 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,730,000 (Jun 2005) |
| Tax Bill | $31,007 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00105-0000-00007 |
| Primary APN | 41-00105-0000-00007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,100 sqft Living Area |
| 1st Floor Area | 4,100 sqft |
| Upper Floors Area | 1,120 sqft |
| Basement Area | 2,137 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 55,757 sqft |
| Garage Area | 276 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 722 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 186900 |
|---|---|
| Street Address | 27 OAKES RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | TAX MAP/THE BOROUGH/RUMSON |
| Legal Block | 105 |
| Legal Lot Number | 7 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 803800 |
27 Oakes Rd is owned and occupied by two individuals who bought it in June 2005.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 OAKES RD, RUMSON, NJ 07760-1022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 25, 2019 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Jul 9, 2018 | Deed of Trust, Mortgage JPMORGAN CHASE BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2005 · Amount on File |
| Deed Sale | Jun 16, 2005 · Amount on File |
| Prior Sale | Jan 18, 1995 · Amount on File |
| Deed Book / Page | 8470 / 3264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 27 OAKES RD, RUMSON, NJ 07760-1022 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0095441792 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 9544/1792 |
| Instrument | 2021139870 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 27 OAKES RD, RUMSON, NJ 07760-1022 |
| Document Number | 0000072263 |
| Instrument Date | Jul 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 27 OAKES RD RUMSON NJ 077601022, RUMSON, NJ 07760-1022 |
| Document Number | 0000072263 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 009362/001401 |
| Instrument | 72263 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 8, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 27 OAKES RD, RUMSON, NJ 07760-1022 |
| Document Number | 0000070637 |
| Instrument Date | Jul 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 27 OAKES RD RUMSON NJ 077601022, RUMSON, NJ 07760-1022 |
| Document Number | 0000070637 |
|---|---|
| Date | Jul 18, 2018 |
| Book Page | 009301/002623 |
| Instrument | 70637 |
| Name | JPMORGAN CHASE BK NA |
|---|---|
| Address | COLUMBUS, OH 43240-2050 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jul 17, 2033 |
The 2025 property tax bill for 27 Oakes Rd was $31,007, up 1.3% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,255,500 (+10.14%) Land $2,331,400 Building $924,100 | $3,255,500 (+10.14%) Land $2,331,400 Building $924,100 | |
| 2025 | $31,007.00 (+1.35%) | $2,955,900 Land $2,169,400 Building $786,500 | $2,955,900 Land $2,169,400 Building $786,500 |
| 2024 | $30,595.00 | ||
| 2023 | $2,553,200 Land $1,904,400 Building $648,800 | $2,553,200 Land $1,904,400 Building $648,800 | |
| 2022 | $29,290.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 Oakes Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 118 policies |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 279 (1978–2019) |
| Claims Outside the SFHA | 32 of 279 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 Oakes Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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