Monmouth County and Rumson Borough property record for 31 Oakes Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6.5 ba · 6,644 sqft · built 1992 |
| Lot Size | 1.31 acres (57,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,804,850 (Sep 2022) |
| Tax Bill | $35,850 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Sep 2022 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 41-00105-0000-00005 |
| Primary APN | 41-00105-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 6,644 sqft Living Area |
| 1st Floor Area | 6,644 sqft |
| Upper Floors Area | 2,228 sqft |
| Basement Area | 1,616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 57,499 sqft |
| Garage Area | 602 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 800 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 284 sqft |
| Patio Area | 1,068 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 186700 |
|---|---|
| Street Address | 31 OAKES RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Block | 105 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 803800 |
31 Oakes Rd is owned and occupied by two individuals who bought it in September 2022.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 OAKES RD, RUMSON, NJ 07760-1022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 7, 2022 | Deed, Transfer TWO RIVERS TITLE COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 7, 2022 · Amount on File |
| Deed Sale | Sep 7, 2022 · Amount on File |
| Prior Sale | Jul 5, 2006 · Amount on File |
| Deed Document Number | 202291342 |
| Deed Book / Page | 9614 / 1464 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 31 OAKES RD, RUMSON, NJ 07760-1022 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 31 OAKES RD, RUMSON, NJ 07760-1022 |
| Document Number | 0096248205 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | 9624/8205 |
| Instrument | 2022112942 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 7, 2022 |
| Property Address | 31 OAKES RD, RUMSON, NJ 07760-1022 |
| Document Number | 0096141464 |
| Book / Page | 9614 / 1464 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 2022091342 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | TWO RIVERS TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $59,464.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 SADDLER TRL, 3, HOBE SOUND, FL 33455-2125 |
| Name | Verified Name |
|---|---|
| Address | 31 OAKES RD, RUMSON, NJ 07760-1022 |
The 2025 property tax bill for 31 Oakes Rd was $35,850, up 8.6% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,811,900 (+11.54%) Land $2,182,200 Building $1,629,700 | $3,811,900 (+11.54%) Land $2,182,200 Building $1,629,700 | |
| 2025 | $35,850.00 (+8.64%) | $3,417,500 Land $2,030,500 Building $1,387,000 | $3,417,500 Land $2,030,500 Building $1,387,000 |
| 2024 | $33,000.00 | ||
| 2023 | $2,804,800 Land $1,780,500 Building $1,024,300 | $2,804,800 Land $1,780,500 Building $1,024,300 | |
| 2022 | $33,884.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Oakes Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 118 policies |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 279 (1978–2019) |
| Claims Outside the SFHA | 32 of 279 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Oakes Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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