Erie County and Cheektowaga Town property record for 43 Nancy Pl, Buffalo, NY 14227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,428 sqft · built 1964 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,521 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-0092000 |
| Primary APN | 040-0092000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Upper Floors Area | 612 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 121 ft deep x 62 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 228 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 040-0092000 |
|---|---|
| Street Address | 43 NANCY PL |
| City | BUFFALO |
| State | NY |
| Zip | 14227-3537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02R |
| Legal Description | MC 2196 SL 42 |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 16 |
| Legal Lot Number | 28.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10807 |
43 Nancy Pl is owned and occupied by an individual who acquired it in July 1999.
Source: Erie County and Cheektowaga Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 NANCY PL, BUFFALO, NY 14227-3537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 23, 1999 |
| Transfer Doc | 0000000639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 17, 2026 |
| Property Address | 43 NANCY PL, BUFFALO, NY 14227-3537 |
| Document Number | 0000110323 |
| Book / Page | 14202 / 368 |
| Instrument Date | Jun 9, 2026 |
| Instrument | 2026110323 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 43 NANCY PL, BUFFALO, NY 14227-3537 |
| Document Number | 0000110323, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 14202/368 |
| Instrument | 2026110323 |
| Name | KEY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 43 Nancy Pl was $6,521 with exemptions applied, up 1.4% from the year before.
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | West Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,521.00 (+1.45%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $6,428.00 (+4.91%) | $200,000 (-) Land $20,800 Building $179,200 | $266,667 (+6.67%) Land $27,733 Building $238,934 |
| 2024 | $6,127.00 Homeowner's exemption Senior Citizen's exemption | $200,000 (-) Land $20,800 Building $179,200 | $250,000 (+13.75%) Land $26,000 Building $224,000 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $200,000 Land $20,800 Building $179,200 | $219,780 Land $22,857 Building $196,923 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Nancy Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1986) |
| Most Recent Claim | Oct 1986 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 43 Nancy Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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