Worcester County and Harvard Town property record for 43 Mass Ave, Harvard, MA 01451
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,215 sqft · built 1950 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Aug 2021) |
| Tax Bill | $7,594 (2026) |
| Deeds & Mortgages | Aug 2023 Refinance Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HARV M:22-B B:44 |
| Primary APN | HARV M:22-B B:44 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,215 sqft Living Area |
| Gross Area | 2,638 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,867 sqft (1.03 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 125022B004400000 |
|---|---|
| Street Address | 43 MASS AVE |
| City | HARVARD |
| State | MA |
| Zip | 01451-1702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ACTON STATE ROAD |
| Legal Block | 44 |
| Jurisdiction | HARVARD MA |
| Township / Civil Division | HARVARD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 761401 |
43 Mass Ave is owned and occupied by two individuals who bought it in August 2021.
Source: Worcester County and Harvard Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 MASS AVE, HARVARD, MA 01451-1702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance MAIN STREET BANK (MA) |
| Aug 31, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MAIN STREET BANK (MA) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on File |
| Deed Sale | Aug 31, 2021 · Amount on File |
| Prior Sale | Sep 8, 2016 |
| Deed Document Number | 2021122119 |
| Deed Book / Page | 65953 / 377 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 43 MASS AVE, HARVARD, MA 01451-1702 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0069547-60 |
|---|---|
| Date | Aug 22, 2023 |
| Book Page | 69547/60 |
| Instrument | 69120 |
| Name | MAIN STREET BANK (MA) |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARVARD MA |
| Recording Date | Aug 31, 2021 |
| Property Address | 43 MASS AVE, HARVARD, MA 01451-1702 |
| Document Number | 65953-377 |
| Book / Page | 65953 / 377 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 122119 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 43 MASS AVE, HARVARD, MA 01451-1702 |
| Document Number | 122120 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 122120 |
| Name | MAIN STREET BANK (MA) |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 43 Mass Ave was $7,594, up 12.5% from the year before.
Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Harvard Town |
| Unified School District | Harvard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,594.00 (+12.45%) | $478,500 (+10.89%) Land $207,900 Building $270,600 | $544,308 |
| 2025 | $6,753.00 (+4.36%) | $431,500 (-0.64%) Land $207,900 Building $223,600 | |
| 2024 | $6,471.00 (-3.37%) | $434,300 (+7.71%) Land $207,900 Building $226,400 | $589,380 |
| 2023 | $6,697.00 | $403,200 Land $199,300 Building $203,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Mass Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Mass Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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