Worcester County and Harvard Town property record for 40 Mass Ave, Harvard, MA 01451
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,184 sqft · built 1966 |
| Lot Size | 1.87 acres (81,457 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $535,000 (Dec 2017) |
| Tax Bill | $13,137 (2026) |
| Deeds & Mortgages | Jul 2022 Refinance Jun 2022 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HARV M:22-B B:21 |
| Primary APN | HARV M:22-B B:21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,184 sqft Living Area |
| Gross Area | 5,775 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 81,457 sqft (1.87 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Account Number | 125022B002100000 |
|---|---|
| Street Address | 40 MASS AVE |
| City | HARVARD |
| State | MA |
| Zip | 01451-1701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | GRAND VIEW TERRACE WEBSTER |
| Legal Block | 21 |
| Jurisdiction | HARVARD MA |
| Township / Civil Division | HARVARD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 761401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Harvard Center Historic District listed 1997 · 106 contributing resources · NRIS 97001091 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Worcester County and Harvard Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 BOLTON RD, HARVARD, MA 01451-1602 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ENTERPRISE BANK & TRUST CO |
| Jun 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Dec 21, 2017 | Personal Representative Deed, Transfer · Conventional Mortgage AVIDIA BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2017 · Amount on Record |
| Deed Sale | Dec 21, 2017 · Amount on Record |
| Deed Document Number | 2017111712 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 40 MASS AVE, HARVARD, MA 01451-1701 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000120545 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 120545 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 40 MASS AVE, HARVARD, MA 01451-1701 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000120381 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 120381 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | HARVARD MA |
| Recording Date | Dec 21, 2017 |
| Property Address | 40 MASS AVE, HARVARD, MA 01451-1701 |
| Document Number | 0000111712 |
| Instrument Date | Dec 1, 2017 |
| Instrument | 111712 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,439.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 BOLTON RD HARVARD MA 014511602, HARVARD, MA 01451-1602 |
| Document Number | 111713 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 111713 |
| Name | AVIDIA BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Harvard Town |
| Unified School District | Harvard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,137.00 (+0.91%) | $827,800 (-0.49%) Land $234,300 Building $593,500 | $943,643 (-1.41%) |
| 2025 | $13,019.00 (+5.03%) | $831,900 (-) Land $234,300 Building $597,600 | |
| 2024 | $12,395.00 (+41.66%) | $831,900 (+27.57%) Land $234,300 Building $597,600 | $957,125 |
| 2023 | $652,100 Land $224,800 Building $427,300 | ||
| 2019 | $8,750.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD WATER DEPARTMENT serves 1,422 people · EPA ID MA2125000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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