32 Mass Ave, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 32 Mass Ave, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,176 sqft · built 1907
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$653,330 (Aug 2012)
Tax Bill	$19,680 (2026)
Deeds & Mortgages	Apr 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`HARV M:22-B B:32`

Property Details

APN / Parcel Number

Primary APN	`HARV M:22-B B:32`
Alternative APNs	`M:022.B P:0032-0000.0` `125022B003200000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,176 sqft Living Area
Gross Area	7,567 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	125022B003200000
Street Address	32 MASS AVE
City	HARVARD
State	MA
Zip	01451-1654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MILDRED SAVAGE
Legal Block	32
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	4
Census Block	4006
Census Tract	761401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Harvard Center Historic District listed 1997 · 106 contributing resources · NRIS 97001091

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

32 Mass Ave is owned and occupied by two individuals who bought it in August 2012.

Source: Worcester County and Harvard Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32 MASS AVE, HARVARD, MA 01451-1654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2012 · Amount on File
Deed Sale	Aug 15, 2012 · Amount on File
Deed Book / Page	49451 / 387
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	32 MASS AVE, HARVARD, MA 01451-1654
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064849-83
Date	Apr 2, 2021
Book Page	64849/83
Instrument	45861

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 32 Mass Ave was $19,680, up 6.8% from the year before.

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,680.00 (+6.76%)	$1,240,100 (+5.28%) Land $195,100 Building $1,045,000	$1,207,186
2025	$18,434.00 (+7.22%)	$1,177,900 (+2.09%) Land $195,100 Building $982,800
2024	$17,192.00 (+6.5%)	$1,153,800 (+18.72%) Land $195,100 Building $958,700	$1,264,545
2023	$16,143.00	$971,900 Land $187,000 Building $784,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32 Mass Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Mass Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD WATER DEPARTMENT serves 1,422 people · EPA ID MA2125000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20