Sanders County property record for 43 Lynch Creek Loop, Plains, MT 59859
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,820 sqft · built 2018 |
| Lot Size | 5.09 acres (222,112 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $767 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R354099 |
| Primary APN | R354099 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,820 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 222,112 sqft (5.09 acres) |
| Terrain | Wooded |
| Garage Type | Mixed |
| Garage Area | 768 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000002614 |
|---|---|
| Street Address | 43 LYNCH CREEK LOOP |
| City | PLAINS |
| State | MT |
| Zip | 59859-9202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROWNS EST, S11, T20 N, R26 W, LOT 5, NWNE, 5.099 ACRES |
| Legal Range | 26W |
| Legal Township | 20N |
| Legal Section | 11 |
| Legal Subdivision | BROWNS EST |
| Legal Lot Number | 5 |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | PLAINS |
| Census Block Group | 1 |
| Census Block | 1192 |
| Census Tract | 100 |
43 Lynch Creek Loop is owned and occupied by two individuals who acquired it in May 2021.
Source: Sanders County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1171, PLAINS, MT 59859-1171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| May 7, 2021 | Warranty Deed, Transfer LAKE CNTY LAND TITLE, LAKE COUNTY LAND TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2021 |
| Deed Sale | May 7, 2021 |
| Prior Sale | May 27, 2016 |
| Deed Document Number | 2021321291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 43 LYNCH CREEK LOOP, PLAINS, MT 59859-9202 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | MULTIPLE |
| Name | Verified Name |
|---|
| Document Number | 0000319493 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 319493 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANDERS MT |
| Recording Date | May 7, 2021 |
| Property Address | 43 LYNCH CREEK LOOP, PLAINS, MT 59859-9202 |
| Document Number | 0000321291 |
| Instrument Date | May 5, 2021 |
| Instrument | 321291 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | LAKE CNTY LAND TITLE, LAKE COUNTY LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1108, PLAINS, MT 59859-1108 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 52637 CENTER DR, LA PINE, OR 97739-8908 |
The 2026 property tax bill for 43 Lynch Creek Loop was $767 with a homeowner's exemption, down 26.7% from the year before.
Source: Sanders County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Unified School District | Plains K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $767.00 (-26.74%) Homeowner's exemption | $520,000 (-) | |
| 2025 | $1,047.00 Homeowner's exemption | $520,000 | $520,000 Land $75,353 Building $444,647 |
| 2023 | $2,905.00 | $459,900 | $459,900 Land $41,448 Building $418,452 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Lynch Creek Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Lynch Creek Loop is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 70% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
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