Sanders County property record for 18 Lynch Creek Loop, Plains, MT 59859
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 1,820 sqft · built 2019 |
| Lot Size | 8.82 acres (384,199 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,729 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R354111 |
| Primary APN | R354111 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,820 sqft |
| Basement Area | 1,820 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 384,199 sqft (8.82 acres) |
| Terrain | Below Road/Slope |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000002626 |
|---|---|
| Street Address | 18 LYNCH CREEK LOOP |
| City | PLAINS |
| State | MT |
| Zip | 59859 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | BROWNS EST, S11, T20 N, R26 W, LOT 18A, ACRES 8.82, COS 4000, IN S2NE |
| Legal Range | 26W |
| Legal Township | 20N |
| Legal Section | 11 |
| Legal Subdivision | BROWNS EST |
| Legal Lot Number | 18A |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | PLAINS |
| Census Block Group | 1 |
| Census Block | 1191 |
| Census Tract | 100 |
18 Lynch Creek Loop, a mobile home, is owned by two individuals who acquired it in September 2025.
Source: Sanders County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1321, PLAINS, MT 59859-1321 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK OF MISSOULA |
| Nov 9, 2018 | Deed of Trust, Mortgage · ARM FIRST SECURITY BANK |
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2025 |
| Deed Sale | Sep 29, 2025 |
| Prior Sale | Jan 14, 2022 |
| Deed Document Number | 2025337684 |
| Prior Transfer Date | Jun 26, 2025 |
| Prior Transfer Doc | 0000337684 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 18 LYNCH CREEK LOOP, PLAINS, MT 59859 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Title Company | UNKNOWN, CFT |
| Name | Verified Name |
|---|---|
| Address | 18 LYNCH CREEK LOOP, PLAINS, MT 59859 |
| Document Number | 0000338710 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 338710 |
| Name | FIRST SECURITY BANK OF MISSOULA |
|---|---|
| Type | Bank |
| Address | PLAINS, MT 59859 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 18 LYNCH CREEK LOOP, PLAINS, MT 59859 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 000000311262 |
|---|---|
| Date | Nov 9, 2018 |
| Instrument | 000000311262 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 230 Months |
| Due | Jan 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.49% |
| Type Change Date | Dec 1, 2024 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 18 LYNCH CREEK LOOP, PLAINS, MT 59859 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2021 |
| Title Company | LAKE CNTY LAND TITLE, LAKE COUNTY LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 318297 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 318297 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 10, 2040 |
The 2026 property tax bill for 18 Lynch Creek Loop was $1,729, down 11% from the year before.
Source: Sanders County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Unified School District | Plains K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,729.00 (-10.97%) | $446,526 (-) | |
| 2025 | $1,942.00 | $446,526 | $446,526 Land $96,696 Building $349,830 |
| 2023 | $2,216.00 | $346,398 | $346,398 Land $60,978 Building $285,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Lynch Creek Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Lynch Creek Loop is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 69% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
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