Sanders County property record for 3 Lynch Creek Loop, Plains, MT 59859
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,152 sqft · built 2021 |
| Lot Size | 7.13 acres (310,583 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $382 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R354102 |
| Primary APN | R354102 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 310,583 sqft (7.13 acres) |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Water Source | Well |
| Account Number | 0000002617 |
|---|---|
| Street Address | 3 LYNCH CREEK LOOP |
| City | PLAINS |
| State | MT |
| Zip | 59859-9202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROWNS EST, S11, T20 N, R26 W, LOT 8, W2NE, 7.13 ACRES |
| Legal Subdivision | BROWNS EST |
| Legal Lot Number | 8 |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | PLAINS |
| Census Block Group | 1 |
| Census Block | 1192 |
| Census Tract | 100 |
Source: Sanders County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3 LYNCH CREEK LOOP, PLAINS, MT 59859-9202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU |
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF RONAN |
| Jul 17, 2023 | Deed of Trust, Mortgage · Line of Credit WHITEFISH CU |
| Nov 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage VALLEY BANK OF RONAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2020 |
| Deed Sale | Nov 30, 2020 |
| Prior Sale | Apr 29, 2011 |
| Deed Document Number | 319102 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 3 LYNCH CREEK LOOP, PLAINS, MT 59859-9202 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000326065 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 326065 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 3 LYNCH CREEK LOOP, PLAINS, MT 59859-9202 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000322743 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 322743 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | THOMPSON FALLS, MT 59873 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.25% |
| Index | Prime Rate |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 3 LYNCH CREEK LOOP, PLAINS, MT 59859-9202 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000329745 |
|---|---|
| Date | Jul 17, 2023 |
| Instrument | 329745 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 14, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANDERS MT |
| Recording Date | Nov 30, 2020 |
| Property Address | 3 LYNCH CREEK LOOP, PLAINS, MT 59859-9202 |
| Document Number | 0000319102 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 319102 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Title Company | LAKE CNTY LAND TITLE, LAKE COUNTY LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 348 UPPER LYNCH CREEK RD, PLAINS, MT 59859-9558 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 14736, NOXON, MT 59853 |
| Investor | Possibly a Property Investor |
| Document Number | 0000319103 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 319103 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Dec 1, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 6.75% |
| Index | Prime Rate |
| Max Rate | 10.7% |
Source: Sanders County assessment roll, as of December 31, 2024
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Unified School District | Plains K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $382.00 (-23.75%) | $277,404 (+28.98%) | $277,404 (+28.98%) Land $91,964 Building $185,440 |
| 2023 | $501.00 | $215,067 | $215,067 Land $56,077 Building $158,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 72% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
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