Henrico County property record for 43 Loudon St, Richmond, VA 23222
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,200 sqft · built 2025 |
| Lot Size | 0.08 acres (3,486 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Nov 2025) |
| Tax Bill | $2,348 (2026) |
| Deeds & Mortgages | Jan 2025 Mortgage Aug 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 792-737-8024 |
| Primary APN | 792-737-8024 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,232 sqft |
| 1st Floor Area | 560 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 3,486 sqft (0.08 acres) |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | GR0429401 |
|---|---|
| Street Address | 43 LOUDON ST |
| City | RICHMOND |
| State | VA |
| Zip | 23222-2010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | 0117040000B 0043; PROVIDENCE PARK ANX LT 43 107 A2 2 |
| Legal Subdivision | PROVIDENCE PARK ANX |
| Legal Lot Number | 43,107 |
| Jurisdiction | HENRICO VA |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 200805 |
Source: Henrico County records, as of June 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 43 LOUDON ST, RICHMOND, VA 23222-2010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2025 | Deed of Trust, Mortgage · Stand-Alone First Mortgage EVERGREEN EQUITY FUND 1 LLC |
| Aug 19, 2025 | Deed of Trust, Mortgage · Commercial Mortgage ANCHOR LOANS INC |
| Dec 13, 2024 | Deed of Trust, Mortgage · Stand-Alone First Mortgage SUNNY SKIES VENTURES LLC |
| Nov 17, 2025 | Deed, Transfer · Conventional Mortgage UNITED BANK |
| Sep 9, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage PIONEER PROPERTIES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on Record |
| Deed Sale | Nov 17, 2025 · Amount on Record |
| Prior Sale | Sep 9, 2024 · Amount on Record |
| Deed Document Number | 202530977 |
| Deed Book / Page | 6722 / 1723 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 43 LOUDON ST, RICHMOND, VA 23222-2010 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0066341542 |
|---|---|
| Date | Jan 29, 2025 |
| Book Page | 6634/1542 |
| Instrument | 202500002241 |
| Name | EVERGREEN EQUITY FUND 1 LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Jul 28, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 43 LOUDON ST, RICHMOND, VA 23222-2010 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5172 COLD HARBOR RD, MECHANICSVILLE, VA 23111-6916 |
| Investor | Possibly a Property Investor |
| Document Number | 0066931629 |
|---|---|
| Date | Aug 19, 2025 |
| Book Page | 6693/1629 |
| Instrument | 202500021750 |
| Name | ANCHOR LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Sep 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 43 LOUDON ST, RICHMOND, VA 23222-2010 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | HERITAGE TITLE COMPANY/VA, HERITAGE TITLE CO OF VA INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0066231488 |
|---|---|
| Date | Dec 13, 2024 |
| Book Page | 6623/1488 |
| Instrument | 202400031638 |
| Name | SUNNY SKIES VENTURES LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 12, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | Nov 17, 2025 |
| Property Address | 43 LOUDON ST, RICHMOND, VA 23222-2010 |
| Document Number | 0067221723 |
| Book / Page | 6722 / 1723 |
| Map Reference | MB 11 PG 46 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 202500030977 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 LOUDON ST, RICHMOND, VA 23222-2010 |
| Document Number | 202500030978 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 202500030978 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.1% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | Sep 9, 2024 |
| Property Address | 43 LOUDON ST, RICHMOND, VA 23222-2010 |
| Document Number | 0065951564 |
| Book / Page | 6595 / 1564 |
| Instrument Date | Sep 5, 2024 |
| Instrument | 202400022690 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | HERITAGE TITLE COMPANY/VA, HERITAGE TITLE CO OF VA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5172 COLD HARBOR RD, MECHANICSVILLE, VA 23111-6916 |
| Investor | Possibly a Property Investor |
| Document Number | 202400022691 |
|---|---|
| Date | Sep 9, 2024 |
| Instrument | 202400022691 |
| Name | PIONEER PROPERTIES LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Henrico County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Henrico County |
| Unified School District | Henrico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,348.00 (+2,248%) | $279,600 (+2,696%) Land $13,000 Building $266,600 | $279,600 (+2,696%) Land $13,000 Building $266,600 |
| 2025 | $100.00 (+488.24%) | $10,000 (+4%) Land $10,000 | $10,000 (+4%) Land $10,000 |
| 2023 | $17.00 | $2,000 Land $2,000 | $2,000 Land $2,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1985–2006) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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