Henrico County property record for 38 Loudon St, Richmond, VA 23222
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,280 sqft · built 2024 |
| Lot Size | 0.084 acres (3,689 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $329,000 (Sep 2024) |
| Tax Bill | $2,681 (2026) |
| Deeds & Mortgages | Apr 2024 Refinance Jun 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 792-737-8214 |
| Primary APN | 792-737-8214 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 1,815 sqft |
| 1st Floor Area | 870 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 3,689 sqft (0.084 acres) |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | WE0084002 |
|---|---|
| Street Address | 38 LOUDON ST |
| City | RICHMOND |
| State | VA |
| Zip | 23222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | 0117040000B 0040; PROVIDENCE PARK ANX LT 40 107 A2 2 |
| Legal Subdivision | PROVIDENCE PARK ANX |
| Legal Lot Number | 40,107 |
| Jurisdiction | HENRICO VA |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 200805 |
Source: Henrico County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13561 BRANDY OAKS DR, CHESTERFIELD, VA 23832-2730 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Apr 29, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK & TRUST COMPANY |
| Jun 1, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 4, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2024 · Amount on Record |
| Deed Sale | Sep 18, 2024 · Amount on Record |
| Prior Sale | Jun 1, 2022 · Amount on Record |
| Deed Document Number | 202423644 |
| Deed Book / Page | 6598 / 1033 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 38 LOUDON ST, RICHMOND, VA 23222-2011 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0065572397 |
|---|---|
| Date | Apr 29, 2024 |
| Book Page | 6557/2397 |
| Instrument | 202400010060 |
| Name | CITIZENS BANK & TRUST COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | Jun 1, 2022 |
| Property Address | 38 LOUDON ST, RICHMOND, VA 23222-2011 |
| Document Number | 0006379594 |
| Book / Page | 6379 / 594 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 202200019916 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2100 E PARHAM RD UNIT 3181, 3181, HENRICO, VA 23228-1378 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENRICO VA |
| Recording Date | Mar 4, 2022 |
| Property Address | 38 LOUDON ST, RICHMOND, VA 23222-2011 |
| Document Number | 0063461406 |
| Book / Page | 6346 / 1406 |
| Instrument Date | Dec 7, 2021 |
| Instrument | 202200008365 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5304 CUTSHAW AVE, RICHMOND, VA 23226-1106 |
Source: Henrico County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Henrico County |
| Unified School District | Henrico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,681.00 (+2,027.78%) | $319,200 (+11.14%) Land $19,500 Building $299,700 | $319,200 (+11.14%) Land $19,500 Building $299,700 |
| 2025 | $287,200 (+1,814.67%) Land $15,000 Building $272,200 | $287,200 (+1,814.67%) Land $15,000 Building $272,200 | |
| 2023 | $126.00 | $15,000 Land $15,000 | $15,000 Land $15,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1985–2006) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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