48 Loudon St, Richmond, VA 23222 Property Records

Henrico County property record for 48 Loudon St, Richmond, VA 23222

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,280 sqft · built 2023
Lot Size	0.091 acres (3,978 sqft)
Owner	Individual Name on Record
Last Sale	$323,000 (Mar 2024)
Tax Bill	$2,487 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`792-737-7641`

Property Details

APN / Parcel Number

Primary APN	`792-737-7641`
Alternative APN	`WI6089015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,280 sqft Living Area
Gross Area	1,815 sqft
1st Floor Area	870 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2025
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	3,978 sqft (0.091 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	WI6089015
Street Address	48 LOUDON ST
City	RICHMOND
State	VA
Zip	23222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	0117040000B 0048; PROVIDENCE PARK ANX LT 48 107 A2 2
Legal Subdivision	PROVIDENCE PARK ANX
Legal Lot Number	48,107
Jurisdiction	HENRICO VA
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2008
Census Tract	200805

Owner

Source: Henrico County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1888, PASO ROBLES, CA 93447-1888
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage ACRE MORTGAGE & FINANCIAL INC
Mar 7, 2024	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING
Sep 23, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2024 · Amount on Record
Deed Sale	Mar 7, 2024 · Amount on Record
Prior Sale	Sep 23, 2021 · Amount on Record
Deed Document Number	20245315
Deed Book / Page	6543 / 1217
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRICO VA
Property Address	48 LOUDON ST, RICHMOND, VA 23222-2011
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 LOUDON ST, RICHMOND, VA 23222

Mortgage

Document Number	0067391145
Date	Jan 9, 2026
Book Page	6739/1145
Instrument	202600000820

Lender

Name	ACRE MORTGAGE & FINANCIAL INC
Type	Mortgage Company
Address	MARLTON, NJ 08053

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRICO VA
Recording Date	Mar 7, 2024
Property Address	48 LOUDON ST, RICHMOND, VA 23222-2011
Document Number	0065431217
Book / Page	6543 / 1217
Instrument Date	Mar 4, 2024
Instrument	202400005315
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 LOUDON ST, RICHMOND, VA 23222-2011

Mortgage

Document Number	202400005316
Date	Mar 7, 2024
Instrument	202400005316

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HENRICO VA
Recording Date	Sep 23, 2021
Property Address	48 LOUDON ST, RICHMOND, VA 23222-2011
Document Number	62711456
Book / Page	6271 / 1456
Instrument Date	Jul 21, 2021
Instrument	202100047931
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2326 LENORA LN, RICHMOND, VA 23230-2109

Tax Assessment & Valuation

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Henrico County
Unified School District	Henrico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,487.00 (+2,860.71%)	$296,100 (+10.86%) Land $13,000 Building $283,100	$296,100 (+10.86%) Land $13,000 Building $283,100
2025		$267,100 (+2,571%) Land $10,000 Building $257,100	$267,100 (+2,571%) Land $10,000 Building $257,100
2023	$84.00	$10,000 Land $10,000	$10,000 Land $10,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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