Worcester County and Gardner City property record for 43 Limerick St, Gardner, MA 01440
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.133 acres (5,800 sqft) |
| Owner | Company Name on File |
| Last Sale | $499,900 (Sep 2017) |
| Tax Bill | $7 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:O-21 B:0012 L:0027 |
| Primary APN | M:O-21 B:0012 L:0027 |
|---|---|
| Alternative APN |
|
| Lot Area | 5,800 sqft (0.133 acres) |
|---|
| Street Address | 43 LIMERICK ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Block | 20 |
| Legal Lot Number | 27 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 707300 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 71 REGENCY PL, NORTH ANDOVER, MA 01845-4362 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 10, 2023 | Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION |
| Sep 25, 2017 | Quit Claim Deed, Transfer NBT BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 25, 2017 · Amount on Record |
| Deed Sale | Sep 25, 2017 · Amount on Record |
| Prior Sale | Mar 14, 2002 · Amount on Record |
| Deed Book / Page | 57778 / 343 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 43 LIMERICK ST, GARDNER, MA 01440 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00069503-1 |
|---|---|
| Date | Aug 10, 2023 |
| Book Page | 69503/1 |
| Instrument | 65774 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Sep 25, 2017 |
| Property Address | 43 LIMERICK ST, GARDNER, MA 01440-2924 |
| Document Number | 57778-343 |
| Book / Page | 57778 / 343 |
| Instrument | 105385 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5.98 |
| Amount Accuracy | Non-Arm's Length Transaction |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 LIMERICK ST, GARDNER, MA 01440-2924 |
| Document Number | 577780347 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 57778/0347 |
| Name | NBT BANK NA |
|---|
| Amount | Amount Recorded |
|---|
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7.00 (-99.04%) | $53,100 (+9.03%) Land $49,500 Building $3,600 | $276,925 |
| 2024 | $730.00 (-5.68%) | $48,700 (+1.46%) Land $45,100 Building $3,600 | |
| 2023 | $774.00 | $48,000 Land $44,400 Building $3,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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