20 Limerick St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 20 Limerick St, Gardner, MA 01440

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	2 ba · 1,890 sqft · built 1941
Lot Size	0.062 acres (2,690 sqft)
Owner	Individual Name on Record
Last Sale	$1,000 (Feb 2019)
Tax Bill	$960 (2026)
Deeds & Mortgages	Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`GARD M:M22 B:15 L:9`

Property Details

APN / Parcel Number

Primary APN	`GARD M:M22 B:15 L:9`
Alternative APN	`M:O-22 B:0002 L:0009`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,890 sqft Total Area
Gross Area	2,022 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	2,690 sqft (0.062 acres)

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Street Address	20 LIMERICK ST
City	GARDNER
State	MA
Zip	01440-2925
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	R3
Legal Block	15
Legal Lot Number	9
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3009
Census Tract	707300

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 CONANT ST, GARDNER, MA 01440-3157
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2019 · Amount on Record
Deed Sale	Feb 7, 2019 · Amount on Record
Prior Sale	Dec 30, 2005 · Amount on Record
Deed Document Number	201911609
Deed Book / Page	60021 / 258
Prior Transfer Date	Aug 28, 2018
Prior Transfer Doc	60021-258
Record Updated	Oct 29, 2026

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Feb 7, 2019
Property Address	20 LIMERICK ST, GARDNER, MA 01440-2925
Document Number	60021-258
Book / Page	060021 / 000258
Instrument Date	Aug 28, 2018
Instrument	11609
Transaction Type	Transfer
Record Updated	Feb 26, 2019

Transaction

Amount	Amount Recorded
Tax	$4.56
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 CONANT ST GARDNER MA 014403157, GARDNER, MA 01440-3157

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$960.00 (+10,566.67%)	$69,700 (+1.46%) Land $46,700 Building $23,000
2025	$9.00 (-99.27%)	$68,700 (-16.32%) Land $45,700 Building $23,000
2024	$1,231.00 (+17.91%)	$82,100 (+26.89%) Land $60,800 Building $21,300
2023	$1,044.00	$64,700 Land $43,400 Building $21,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20