18 Limerick St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 18 Limerick St, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,105 sqft · built 1900
Lot Size	0.05 acres (2,162 sqft)
Owner	Individual Name on File
Last Sale	$111,500 (Apr 2017)
Tax Bill	$34 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GARD M:M22 B:15 L:8`

Property Details

APN / Parcel Number

Primary APN	`GARD M:M22 B:15 L:8`
Alternative APN	`M:O-22 B:0001 L:0008`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,105 sqft Living Area
Gross Area	2,323 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,162 sqft (0.05 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	18 LIMERICK ST
City	GARDNER
State	MA
Zip	01440-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	15
Legal Lot Number	8
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	3
Census Block	3009
Census Tract	707300

Owner

Source: Worcester County and Gardner City records · APN GARD M:M22 B:15 L:8

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18 LIMERICK ST, GARDNER, MA 01440-2925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 13, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 27, 2017	Warranty Deed, Transfer RADIUS FINANCIAL GRP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2017 · Amount on Record
Deed Sale	Apr 27, 2017 · Amount on Record
Prior Sale	Mar 17, 2010 · Amount on Record
Deed Document Number	201741839
Deed Book / Page	57030 / 20
Record Updated	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	18 LIMERICK ST, GARDNER, MA 01440-2925
Transaction Type	Mortgage
Record Updated	Mar 08, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00070207-1
Date	Feb 20, 2024
Book Page	70207/1
Instrument	12243

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARDNER MA
Property Address	18 LIMERICK ST, GARDNER, MA 01440-2925
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066937-371
Date	Jan 13, 2022
Book Page	66937/371
Instrument	4929

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARDNER MA
Recording Date	Apr 27, 2017
Property Address	18 LIMERICK ST, GARDNER, MA 01440-2925
Document Number	57030-20
Book / Page	57030 / 20
Instrument	41839
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$17.24
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	570300023
Date	Apr 27, 2017
Instrument	57030/0023

Lender

Name	RADIUS FINANCIAL GRP
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34.00 (-99%)	$241,900 (+6.42%) Land $45,900 Building $196,000	$276,450
2024	$3,407.00 (+4.35%)	$227,300 (+12.3%) Land $41,800 Building $185,500
2023	$3,265.00	$202,400 Land $41,100 Building $161,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 446 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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