Bergen County and Dumont Borough property record for 43 Laurel Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,600 sqft · built 1927 |
| Lot Size | 0.17 acres (7,401 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Jun 2015) |
| Tax Bill | $12,732 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00322-0000-00010 |
| Primary APN | 10-00322-0000-00010 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,600 sqft Living Area |
|---|
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Lot Area | 7,401 sqft (0.17 acres) |
| Lot Dimensions | 148 ft deep x 50 ft wide |
| Old Parcel Number | 1000165000000024 |
|---|---|
| Street Address | 43 LAUREL AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-1710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X148 |
| Legal Subdivision | DUMONT PARK 3RD MAP |
| Legal Block | 322 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10100 |
43 Laurel Ave is owned and occupied by an individual who bought it in June 2015.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 43 LAUREL AVE, DUMONT, NJ 07628-1710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2024 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HAMILTON NAT'L MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2015 · Amount on File |
| Deed Sale | Jun 18, 2015 · Amount on File |
| Deed Document Number | 201544375 |
| Deed Book / Page | 1968 / 1908 |
| Prior Transfer Date | Jun 5, 2015 |
| Prior Transfer Doc | 0019681908 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 43 LAUREL AVE, DUMONT, NJ 07628-1710 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 43 LAUREL AVE, DUMONT, NJ 07628-1710 |
| Document Number | 0051710570 |
|---|---|
| Date | Jan 31, 2024 |
| Book Page | 5171/570 |
| Instrument | 2024006610 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 43 LAUREL AVE, DUMONT, NJ 07628-1710 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0043521247 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 4352/1247 |
| Instrument | 2021137855 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 43 LAUREL AVE, DUMONT, NJ 07628-1710 |
| Document Number | 0029752397 |
| Instrument Date | Jun 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2018 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 43 LAUREL AVE DUMONT NJ 076281710, DUMONT, NJ 07628-1710 |
| Document Number | 0029752397 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | 002975/002397 |
| Instrument | 44299 |
| Name | HAMILTON NAT'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | MALVERN, PA 19355 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2048 |
The 2025 property tax bill for 43 Laurel Ave was $12,732, up 7.8% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $583,700 (+7.28%) Land $341,700 Building $242,000 | $583,700 (+7.28%) Land $341,700 Building $242,000 | |
| 2025 | $12,732.00 (+7.82%) | $544,100 Land $314,300 Building $229,800 | $544,100 Land $314,300 Building $229,800 |
| 2024 | $11,809.00 | ||
| 2023 | $290,500 Land $184,400 Building $106,100 | $290,500 Land $184,400 Building $106,100 | |
| 2022 | $11,280.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43 Laurel Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1983–2011) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 43 Laurel Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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