31 Laurel Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 31 Laurel Ave, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	1,873 sqft · built 1935
Lot Size	0.211 acres (9,178 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Dec 2020)
Tax Bill	$16,925 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00322-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`10-00322-0000-00005`
Alternative APNs	`100032200005` `371300`

Interior

Building Area	1,873 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Lot Area	9,178 sqft (0.211 acres)
Lot Dimensions	148 ft deep x 62 ft wide

Location & Zoning

Account Number	371300
Street Address	31 LAUREL AVE
City	DUMONT
State	NJ
Zip	07628-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	62 X 148
Legal Subdivision	DUMONT PARK MAP 3
Legal Block	322
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	2
Census Block	2008
Census Tract	10100

Owner

31 Laurel Ave is owned and occupied by an individual who bought it in December 2020.

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	31 LAUREL AVE, DUMONT, NJ 07628-1710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 10, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Dec 16, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020 · Amount on File
Deed Sale	Dec 16, 2020 · Amount on File
Prior Sale	Nov 20, 2012 · Amount on File
Deed Document Number	2020135002
Deed Book / Page	3872 / 16
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	31 LAUREL AVE, DUMONT, NJ 07628-1710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037470639
Date	Oct 5, 2020
Book Page	3747/639
Instrument	20-097810

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	31 LAUREL AVE, DUMONT, NJ 07628-1710
Document Number	0038720021
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 LAUREL AVE DUMONT NJ 076281710, DUMONT, NJ 07628-1710

Mortgage

Document Number	0038720021
Date	Dec 16, 2020
Book Page	003872/000021
Instrument	135003

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 16, 2020
Property Address	31 LAUREL AVE, DUMONT, NJ 07628-1710
Document Number	0038720016
Book / Page	003872 / 000016
Instrument Date	Nov 6, 2020
Instrument	135002
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$465.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 LAUREL AVE DUMONT NJ 076281710, DUMONT, NJ 07628-1710

Tax Assessment & Valuation

The 2025 property tax bill for 31 Laurel Ave was $16,925, up 11% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$772,600 (+6.82%) Land $348,400 Building $424,200	$772,600 (+6.82%) Land $348,400 Building $424,200
2025	$16,925.00 (+10.98%)	$723,300 Land $320,400 Building $402,900	$723,300 Land $320,400 Building $402,900
2024	$15,251.00
2023		$375,200 Land $194,000 Building $181,200	$375,200 Land $194,000 Building $181,200
2022	$14,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Laurel Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1983–2011)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Laurel Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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